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Rates & Tariffs

Exchange Rates

Exchange Rates
Following rates are valid for transactions equivalent to USD 5,000/- only.
Last updated at Fri, May 27, 2022 9:37 AM

Currency Name Currency Code Currency Travelers Cheques Telegraphic Transfers
Buying Rate Selling Rate Buying Rate Selling Rate Buying Rate Selling Rate
US Dollar USD 355.10 364.90 352.13 364.90 354.10 364.90
British Pound GBP 439.98 465.52 442.19 465.52 444.66 465.52
Euro EUR 373.55 396.34 375.42 396.34 377.52 396.34
Switzerland Francs CHF 362.23 385.22 364.05 385.22 366.09 385.22
New Zealand Dollar NZD 224.85 241.47 225.98 241.47 227.24 241.47
Japanese Yen JPY 2.7425 2.9017 2.7563 2.9017 2.7717 2.9017
Singapore Dollar SGD 256.58 268.30 255.16 268.30 256.58 268.30
Hong Kong Dollar HKD 44.47 46.66 44.69 46.66 44.94 46.66
Australian Dollars AUD 249.34 264.24 247.95 264.24 249.34 264.24
Canadian Dollars CAD 272.64 288.44 274.01 288.44 275.54 288.44
Danish Krone DKK 49.96 53.56 50.21 53.56 50.49 53.56
Norwegian Kroner NOK 36.48 38.80 36.66 38.80 36.87 38.80
Swedish Krona SEK 35.30 37.52 35.47 37.52 35.67 37.52
Thai Baht THB 9.97 11.01 10.02 11.01 10.07 11.01
United Arab Emirates Dirham AED 94.87 102.13 93.33 102.13 93.85 102.13
Bahraini Dinar BHD 917.64 980.99 0.00 980.99 0.00 980.99
Kuwaiti Dinar KWD 1104.20 1209.92 0.00 1209.92 0.00 1209.92
Omani Rial OMR 900.15 961.55 0.00 961.55 0.00 961.55
Saudi Arabian Riyal SAR 92.21 99.95 0.00 99.95 0.00 99.95
Yuan Renminbi CNY 51.41 55.41 0.00 55.03 51.84 55.03
Chinese Yuan Renminbi CNH 51.25 55.25 0.00 54.86 51.68 54.86

Service Charges

Service Charges

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Interest Rates On Deposits

Savings Deposits
Savings Deposits Description Rate as at 29-05-2022
Easy Saver Tier 1 0-999.99
Tier 2 1,000 & above
0.00 %
2.50 %
Big Saver Tier 1 0 - 999.99
Tier 2 1,000 - 49,999.99
Tier 3 50,000 & above
0.00 %
2.00 %
4.00 %
Salary Max Savings Tier 1 0 - 999.99
Tier 2 1,000.00 above
0.00 %
2.50 %
Shilpa Children's Savings Account Tier 1 0- 999.99
Tier 2 1,000 & above
Tier 3 Rewards Interest (Net)
0.00 %
3.00 %
6.00 %
Real Saver Tier 1 0-999.99
Tier 2 1,000 & above
Reward Interest (Net)
0.00 %
2.00 %
4.00 %
Vismitha Tier 1 0-1,999.99
Tier 2 2,000 & above
0.00 %
2.50 %
Money Market Savings Tier 1 0 - 999,999.99
Tier 2 1,000,000.00 & above
2.00 %
7.50 %
High End Saver & Corporate Saver Tier 1 0 - 999,999.99
Tier 2 1,000,000.00 & above
0.00 %
4.00 %
Araliya Savings Tier 1 0 - 999.99
Tier 2 1000.00 & above
Reward Interest (Net)
0.00 %
2.50 %
3.25 %
Aachara Savings Tier 1 0 - 200.00
Tier 2 201.00 & above
0.00 %
4.00 %
Saving Planner - Individual 1 year
2 - 5 years
6 - 10 years
9.50 %
11.00 %
12.00 %
Saving Planner - Minor 1 year
2 - 5 years
6-18 years
9.50 %
11.00 %
12.00 %
Savings Certificate N/A N/A
7.00 %
Big Saver Plus - NDB Tax Caretaker Tier 1 0-99,999.99
Tier 2 100,000 - 9999,999.99
Tier 3 1 Million & above
2.00 %
3.50 %
4.00 %
Reverse Planner 5-20 years
8.00 %
NDB Zee Tier 1 0-999.99
Tier 2 1,000 & above
0.00 %
3.00 %
Time Deposits
Time Deposits Min. rate as at
29-05-2022
Annual Effective Rate as at
29-05-2022
1 Month
>Interest Payable at Maturity 12.00 % 12.68 %
3 Months
>Interest Payable Monthly 13.35 % 14.20 %
>Interest Payable at Maturity 14.00 % 14.75 %
6 Months
>Interest Payable Monthly 13.65 % 14.54 %
>Interest Payable at Maturity 14.50 % 15.03 %
9 Months
>Interest Payable Monthly 13.85 % 14.76 %
>Interest Payable at Maturity 14.75 % 14.96 %
1 year
>Interest Payable Monthly 14.05 % 14.99 %
>Interest Payable at Maturity 15.00 % 15.00 %
2 years
>Interest Payable Monthly 13.50 % 14.37 %
>Interest Payable at Maturity 15.50 % 14.45 %
3 years
>Interest Payable Monthly 12.90 % 13.69 %
>Interest Payable at Maturity 15.75 % 13.77 %
4 years
>Interest Payable Monthly 12.25 % 12.96 %
>Interest Payable at Maturity 15.75 % 12.99 %
5 years
>Interest Payable Monthly 11.80 % 12.46 %
>Interest Payable at Maturity 16.00 % 12.47 %
Foreign Currency Savings Deposits
Foreign Currency Savings Deposits Min. rate as at
29-05-2022
Annual Effective Rate as at
29-05-2022
US Dollar 1.00 % 0.00 %
Sterling Pound 1.00 % 0.00 %
Euro 0.75 % 0.00 %
Australian Dollar 2.00 % 0.00 %
Canadian Dollar 1.00 % 0.00 %
Norwegian Krone 0.25 % 0.00 %
Singapore Dollar 0.25 % 0.00 %
Swedish Krona 0.15 % 0.00 %
Danish Krone 0.10 % 0.00 %
New Zealand Dollar 2.00 % 0.00 %
Hong Kong Dollar 0.25 % 0.00 %
Foreign Currency Fixed Deposits
Foreign Currency Fixed Deposits Annual Effective Rate as at
29-05-2022
Min. rate as at

29-05-2022
US Dollar
Sterling Pound (Min. Rate 1 month-Max. Rate 12 month)
Euro (Min. Rate 1 month-Max. Rate 12 month)
Australian Dollar (Min. Rate 1 month-Max. Rate 12 month)
Canadian Dollar (Min. Rate 1 month-Max. Rate 12 month)
Japanese Yen (Min. Rate 1 month-Max. Rate 12 month)
Norwegian Krone (Min. Rate 1 month-Max. Rate 12 month)
New Zealand Dollar (Min. Rate 1 month-Max. Rate 12 month)
Singapore Dollar (Min. Rate 1 month-Max. Rate 12 month)
Hong Kong Dollar (Min. Rate 1 month-Max. Rate 12 month)
Swedish Krona (Min. Rate 1 month-Max. Rate 12 month)

Interest Rates On Advances

Interest Rates On Advances
Description Min. rate as at
29-05-2022
Max. rate as at
29-05-2022
Others as at
29-05-2022
Home Loans
> Home Loans (Variable interest rate) 21.0% 26.0% 0%
Pawning
> Pawning 20% 20% 0%
Personal Loans
> DML Variable rate 20.75% 21.75% 0%
> General personal loan 20.50% 24.50% 0%
> Special rate for doctors 20.0% 23.25% 0%
Unit trust backed facilities
> Overdraft 19.75% 0% 0%
Solar Vantage Loans (ADB)
Aachara Loans
> Aachara Loans 20.0% 23.25% 0%
Share backed Facilities
> Margin trading 21.75% 0% 0%
> Overdraft 21.75% 0% 0%
Credit Cards
> Silver / Gold 2.50% 0% 0%
> Platinum / Signature 2.50% 0% 0%
> Infinite / Infinite Select 2.50% 0% 0%
Lending to Small & Medium Scale Industries (SMEs)
> Long Term Lending 14.0% 15.75% 0%
> Short Term Lending 13.75% 16.75% 0%
US Dollar Loans to Exporters
Auto Finance
> Leasing 22.50%% 25.50%% 0%
Gold Loan
> Gold Loan 18.5% 19.5% 0%
Salary Max Loan
> Salary Max Loan 20.25% 20.25% 0%
Refinance Schemes
Refinance Schemes Min. rate as at
29-05-2022
Max. rate as at
29-05-2022
Others as at
29-05-2022
Central Bank Refinance Schemes
Refinance Schemes Min. rate as at
29-05-2022
Max. rate as at
29-05-2022
Others as at
29-05-2022
SMILE III Revolving Loan Scheme
Agriculture & Animal Husbandry
>Commercial Scale Dairy Development Loan Scheme N/A 8.0 (Fixed Rate) N/A
>new Comprehensive Rural Credit Scheme (NCRCS) N/A 7.0 (Fixed Rate) N/A
>Saubagya Loan Scheme N/A 8.0 (Fixed Rate) N/A
>Small & Medium Enterprises Line of Credit (SMELOC) N/A 13.5 N/A
>Kapruka Ayojana Loan Scheme N/A 9.0 N/A
>E Friends Revolving Loan Scheme N/A 7.0 N/A
>Jaya Isura 6.75% 10.0 N/A
>IFC Agriculture Loan Scheme N/A 10.0 N/A
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