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Rates & Tariffs

Exchange Rates

Exchange Rates
Following rates are valid for transactions equivalent to USD 5,000/- only.
Last updated at Wed, Jun 7, 2023 9:17 AM

Currency Name Currency Code Currency Travelers Cheques Telegraphic Transfers
Buying Rate Selling Rate Buying Rate Selling Rate Buying Rate Selling Rate
US Dollar USD 284.00 297.00 285.24 297.00 287.00 297.00
British Pound GBP 350.00 371.96 351.53 371.96 353.70 371.96
Euro EUR 300.80 320.51 302.11 320.51 303.98 320.51
Switzerland Francs CHF 309.72 331.12 311.07 331.12 312.99 331.12
New Zealand Dollar NZD 169.70 183.41 170.44 183.41 171.50 183.41
Japanese Yen JPY 2.0247 2.1481 2.0336 2.1481 2.0461 2.1481
Singapore Dollar SGD 209.14 221.98 210.05 221.98 211.35 221.98
Hong Kong Dollar HKD 36.08 38.02 36.24 38.02 36.46 38.02
Australian Dollars AUD 186.66 201.14 187.47 201.14 188.63 201.14
Canadian Dollars CAD 210.28 223.22 211.20 223.22 212.51 223.22
Danish Krone DKK 40.18 43.24 40.36 43.24 40.60 43.24
Norwegian Kroner NOK 25.35 27.00 25.46 27.00 25.62 27.00
Swedish Krona SEK 25.73 27.41 25.84 27.41 26.00 27.41
Thai Baht THB 7.94 8.80 7.98 8.80 8.02 8.80
United Arab Emirates Dirham AED 75.28 83.14 75.61 83.14 76.08 83.14
Bahraini Dinar BHD 733.91 798.45 0.00 798.45 0.00 798.45
Kuwaiti Dinar KWD 881.03 982.31 0.00 982.31 0.00 982.31
Omani Rial OMR 719.02 781.62 0.00 781.62 0.00 781.62
Saudi Arabian Riyal SAR 73.76 81.37 0.00 81.37 74.54 81.37
Yuan Renminbi CNY 39.33 43.01 0.00 42.31 39.75 42.31
Chinese Yuan Renminbi CNH 39.28 42.95 0.00 42.25 39.69 42.25
Indian Rupee INR 0.00 0.00 0.00 3.60 3.48 3.60

Service Charges

Service Charges

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Interest Rates On Deposits

Fixed Deposits Savings Deposits Foreign Currency Savings Deposits Foreign Currency Fixed Deposits
Fixed Deposits
Fixed Deposits Min. rate as at
08-06-2023
Annual Effective Rate as at
08-06-2023
1 Month
>Interest Payable at Maturity 12.00 % 12.68 %
3 Months
>Interest Payable Monthly 14.30 % 15.28 %
>Interest Payable at Maturity 15.00 % 15.87 %
6 Months
>Interest Payable Monthly 14.15 % 15.10 %
>Interest Payable at Maturity 15.00 % 15.56 %
9 Months
>Interest Payable Monthly 14.10 % 15.05 %
>Interest Payable at Maturity 15.00 % 15.22 %
1 year
>Interest Payable Monthly 14.05 % 14.99 %
>Interest Payable at Maturity 15.00 % 15.00 %
2 years
>Interest Payable Monthly 13.20 % 14.03 %
>Interest Payable at Maturity 15.00 % 14.02 %
3 years
>Interest Payable Monthly 12.90 % 13.69 %
>Interest Payable at Maturity 15.65 % 13.69 %
4 years
>Interest Payable Monthly 12.90 % 13.69 %
>Interest Payable at Maturity 16.75 % 13.68 %
5 years
>Interest Payable Monthly 12.09 % 13.70 %
>Interest Payable at Maturity 18.00 % 13.70 %
Savings Deposits
Savings Deposits Description Rate as at 08-06-2023
Easy Saver Tier 1 0-999.99
Tier 2 1,000 & above
0.00 %
2.50 %
Big Saver Tier 1 0 - 999.99
Tier 2 1,000 - 49,999.99
Tier 3 50,000 & above
0.00 %
2.00 %
4.00 %
Salary Max Savings Tier 1 0 - 999.99
Tier 2 1,000.00 above
0.00 %
2.50 %
Shilpa Children's Savings Account Tier 1 0- 999.99
Tier 2 1,000 & above
Tier 3 Rewards Interest (Net)
0.00 %
3.00 %
6.00 %
Real Saver Tier 1 0-999.99
Tier 2 1,000 & above
Reward Interest (Net)
0.00 %
2.00 %
4.00 %
Vismitha Tier 1 0-1,999.99
Tier 2 2,000 & above
0.00 %
2.50 %
Money Market Savings Tier 2 1,000,000.00 & above
Tier 1 0 - 999,999.99
13.00 %
2.00 %
High End Saver & Corporate Saver Tier 1 0 - 999,999.99
Tier 2 1,000,000.00 & above
0.00 %
4.00 %
Araliya Savings Tier 1 0 - 999.99
Tier 2 1000.00 & above
Reward Interest (Net)
0.00 %
2.50 %
3.25 %
Aachara Savings Tier 1 0 - 200.00
Tier 2 201.00 & above
0.00 %
4.00 %
Saving Planner - Individual 2-5 years
1 year
6-10 Years
13.00 %
12.00 %
13.00 %
Saving Planner - Minor 2 - 5 years
6-18 years
1 year
13.00 %
13.00 %
12.00 %
Savings Certificate N/A N/A
7.00 %
Big Saver Plus - NDB Tax Caretaker Tier 1 0-99,999.99
Tier 2 100,000 - 9999,999.99
Tier 3 1 Million & above
2.00 %
3.50 %
4.00 %
Reverse Planner 5-20 years
13.00 %
NDB Zee Tier 1 0-24,999.99
Tier 2 100,000.00-999,999.99
Tier 3 Above 100,000
3.00 %
4.00 %
5.00 %
Foreign Currency Savings Deposits
Foreign Currency Savings Deposits Min. rate as at
08-06-2023
Annual Effective Rate as at
08-06-2023
US Dollar 1.00 % 0.00 %
Sterling Pound 1.00 % 0.00 %
Euro 0.75 % 0.00 %
Australian Dollar 2.00 % 0.00 %
Canadian Dollar 1.00 % 0.00 %
Norwegian Krone 0.25 % 0.00 %
Singapore Dollar 0.25 % 0.00 %
Swedish Krona 0.15 % 0.00 %
Danish Krone 0.10 % 0.00 %
New Zealand Dollar 2.00 % 0.00 %
Hong Kong Dollar 0.25 % 0.00 %
Foreign Currency Fixed Deposits
Foreign Currency Fixed Deposits Annual Effective Rate as at
08-06-2023
Min. rate as at

08-06-2023
US Dollar
>01 Month 5.00 % 0.00 %
>03 Months 5.75 % 0.00 %
>06 Months 6.50 % 0.00 %
>12 Months (Monthly) 6.50 % 0.00 %
>12 Months (Maturity) 6.75 % 0.00 %
>24 Months (Monthly) 7.00 % 0.00 %
>24 Months (Maturity) 7.50 % 0.00 %
>36 Months 7.50 % 0.00 %
>48 Months 8.00 % 0.00 %
>60 Months 8.50 % 0.00 %
Sterling Pound
>01 Month 3.00 % 0.00 %
>03 Months 4.25 % 0.00 %
>06 Months 4.50 % 0.00 %
>12 Months (Maturity) 5.00 % 0.00 %
>12 Months (Monthly) 4.75 % 0.00 %
>24 Months 5.00 % 0.00 %
>36 Months 5.25 % 0.00 %
>48 Months 5.50 % 0.00 %
>60 Months 6.00 % 0.00 %
Euro
>01 Month 2.50 % 0.00 %
>03 Months 3.50 % 0.00 %
>06 Months 4.00 % 0.00 %
>12 Months 4.50 % 0.00 %
>24 Months 5.00 % 0.00 %
>36 Months 5.25 % 0.00 %
>48 Months 5.50 % 0.00 %
>60 Months 6.00 % 0.00 %
Australian Dollar
>01 Month 3.25 % 0.00 %
>03 Months 4.00 % 0.00 %
>06 Months 4.50 % 0.00 %
>12 Months 5.00 % 0.00 %
>24 Months 6.00 % 0.00 %
>36 Months 6.00 % 0.00 %
>48 Months 6.50 % 0.00 %
>60 Months 7.00 % 0.00 %
Canadian Dollar
>01 Month 2.00 % 0.00 %
>03 Months 2.00 % 0.00 %
>06 Months 2.25 % 0.00 %
>12 Months 2.50 % 0.00 %
Japanese Yen
>1 Month 1.00 % 0.00 %
>12 Months 2.25 % 0.00 %
>3 Months 1.50 % 0.00 %
>6 Months 2.00 % 0.00 %
Norwegian Krone
>1 Month 1.00 % 0.00 %
>12 Months 2.25 % 0.00 %
>3 Months 1.50 % 0.00 %
>6 Months 2.00 % 0.00 %
New Zealand Dollar
>1 Month 2.00 % 0.00 %
>12 Months 3.50 % 0.00 %
>3 Months 3.00 % 0.00 %
>6 Months 3.25 % 0.00 %
Singapore Dollar
>1 Month 1.00 % 0.00 %
>12 Months 2.00 % 0.00 %
>3 Months 1.25 % 0.00 %
>6 Months 1.50 % 0.00 %
Hong Kong Dollar
>1 Month 0.50 % 0.00 %
>12 Months 2.00 % 0.00 %
>3 Months 1.00 % 0.00 %
>6 Months 1.50 % 0.00 %
Swedish Krona
>1 Month 0.50 % 0.00 %
>12 Months 1.50 % 0.00 %
>3 Months 1.00 % 0.00 %
>6 Months 1.25 % 0.00 %

Interest Rates On Advances

Interest Rates On Advances
Description Min. rate as at
08-06-2023
Max. rate as at
08-06-2023
Others as at
08-06-2023
Home Loans
> Home Loans (Variable interest rate) 21.00% 21.50% 0%
Pawning
> Pawning 25.00% 25.00% 0%
Personal Loans
> General personal loan 28.00% 28.00% 0%
> Special rate for doctors 26.00% 26.00% 0%
Unit trust backed facilities
> Overdraft 19.75% 0% 0%
Solar Vantage Loans (ADB)
Aachara Loans
> Aachara Loans 22.00% 22.00% 0%
Share backed Facilities
> Margin trading 21.75% 0% 0%
> Overdraft 21.75% 0% 0%
Credit Cards
> Silver / Gold 3.00% 0% 0%
> Platinum / Signature 3.00% 0% 0%
> Infinite / Infinite Select 3.00% 0% 0%
Gold Loan
> Gold Loan 25.00% 25.00% 0%
Salary Max Loan
> Salary Max Loan 23.00% 23.00% 0%
Refinance Schemes
Refinance Schemes Min. rate as at
08-06-2023
Max. rate as at
08-06-2023
Others as at
08-06-2023
Central Bank Refinance Schemes
Refinance Schemes Min. rate as at
08-06-2023
Max. rate as at
08-06-2023
Others as at
08-06-2023
SMILE III Revolving Loan Scheme
Agriculture & Animal Husbandry
>Commercial Scale Dairy Development Loan Scheme N/A 8.0 (Fixed Rate) N/A
>new Comprehensive Rural Credit Scheme (NCRCS) N/A 7.0 (Fixed Rate) N/A
>Saubagya Loan Scheme N/A 8.0 (Fixed Rate) N/A
>Small & Medium Enterprises Line of Credit (SMELOC) N/A 13.5 N/A
>Kapruka Ayojana Loan Scheme N/A 9.0 N/A
>E Friends Revolving Loan Scheme N/A 7.0 N/A
>Jaya Isura 6.75% 10.0 N/A
>IFC Agriculture Loan Scheme N/A 10.0 N/A
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