Rates & Tariffs

Last updated at Fri, Oct 22, 2021 11:18 AM

Currency Name	Currency Code	Currency		Travelers Cheques		Telegraphic Transfers
Currency Name	Currency Code	Buying Rate	Selling Rate	Buying Rate	Selling Rate	Buying Rate	Selling Rate

US Dollar	USD	199.00	203.00	198.54	203.00	199.00	203.00
British Pound	GBP	268.58	284.11	269.93	284.11	270.55	284.11
Euro	EUR	225.77	240.12	226.90	240.12	227.43	240.12
Switzerland Francs	CHF	210.69	226.15	211.74	226.15	212.23	226.15
New Zealand Dollar	NZD	137.62	149.54	138.31	149.54	138.63	149.54
Japanese Yen	JPY	1.7096	1.8036	1.7182	1.8036	1.7222	1.8036
Singapore Dollar	SGD	145.70	153.11	145.36	153.11	145.70	153.11
Hong Kong Dollar	HKD	25.31	26.21	25.44	26.21	25.50	26.21
Australian Dollars	AUD	144.80	155.83	144.47	155.83	144.80	155.83
Canadian Dollars	CAD	157.43	167.10	158.22	167.10	158.58	167.10
Danish Krone	DKK	30.40	32.23	30.55	32.23	30.62	32.23
Norwegian Kroner	NOK	23.34	24.57	23.46	24.57	23.51	24.57
Swedish Krona	SEK	22.71	23.89	22.83	23.89	22.88	23.89
Thai Baht	THB	5.75	6.27	5.78	6.27	5.79	6.27
United Arab Emirates Dirham	AED	53.17	56.82	52.62	56.82	52.74	56.82
Bahraini Dinar	BHD	514.27	545.76	0.00	545.76	0.00	545.76
Kuwaiti Dinar	KWD	628.87	684.79	0.00	684.79	0.00	684.79
Omani Rial	OMR	504.45	534.93	0.00	534.93	0.00	534.93
Saudi Arabian Riyal	SAR	51.68	55.60	0.00	55.60	0.00	55.60
Yuan Renminbi	CNY	29.41	33.41	0.00	32.23	30.62	32.23
Chinese Yuan Renminbi	CNH	29.43	33.43	0.00	32.25	30.64	32.25

Savings Deposits	Description	Rate as at 25-10-2021
Easy Saver	Tier 1 0-999.99 Tier 2 1,000 & above	0.00 % 2.50 %
Big Saver	Tier 1 0 - 999.99 Tier 2 1,000 - 49,999.99 Tier 3 50,000 & above	0.00 % 2.00 % 4.00 %
Salary Max Savings	Tier 1 0 - 999.99 Tier 2 1,000.00 above	0.00 % 2.50 %
Minor	Tier 1 0 - 499.99 Tier 2 500.00 - 100,000.00 Tier 3 100,000.00 & above	0.00 % 3.00 % 3.50 %
Shilpa Children's Savings Account	Tier 1 0- 999.99 Tier 2 1,000 & above Tier 3 Rewards Interest (Net)	0.00 % 3.00 % 6.00 %
Real Saver	Tier 1 0-999.99 Tier 2 1,000 & above Reward Interest (Net)	0.00 % 2.00 % 4.00 %
Vismitha	Tier 1 0-1,999.99 Tier 2 2,000 & above	0.00 % 2.50 %
Money Market Savings	Tier 1 0 - 999,999.99 Tier 2 1,000,000.00 & above	2.00 % 4.50 %
High End Saver & Corporate Saver	Tier 1 0 - 999,999.99 Tier 2 1,000,000.00 & above	0.00 % 4.00 %
Araliya Savings	Tier 1 0 - 999.99 Tier 2 1000.00 & above Reward Interest (Net)	0.00 % 2.50 % 3.25 %
Aachara Savings	Tier 1 0 - 200.00 Tier 2 201.00 & above	0.00 % 4.00 %
Saving Planner - Individual	1 year 2 - 5 years 6 - 10 years	5.50 % 7.50 % 8.00 %
Saving Planner - Minor	1 year 2 - 5 years 6-18 years	5.50 % 7.50 % 8.00 %
Savings Certificate	N/A N/A	4.00 %
Big Saver Plus - NDB Tax Caretaker	Tier 1 0-99,999.99 Tier 2 100,000 - 9999,999.99 Tier 3 1 Million & above	2.00 % 3.50 % 4.00 %
Reverse Planner	5-20 years	8.00 %
NDB Zee	Tier 1 0-999.99 Tier 2 1,000 & above	0.00 % 3.00 %

Time Deposits	Min. rate as at 25-10-2021	Annual Effective Rate as at 25-10-2021
1 Year
>Interest Payable monthly	4.90 %	0.00 %
>Interest Payable at maturity	5.00 %	0.00 %
2 Years
>Interest Payable monthly	5.65 %	0.00 %
>Interest Payable at maturity	6.00 %	0.00 %
3 Years
>Interest Payable monthly	6.60 %	0.00 %
>Interest Payable at maturity	7.25 %	0.00 %
4 Years
>Interest Payable monthly	6.75 %	0.00 %
>Interest Payable at maturity	7.75 %	0.00 %
5 Years
>Interest Payable monthly	6.90 %	0.00 %
>Interest Payable at maturity	8.25 %	0.00 %

Foreign Currency Savings Deposits	Min. rate as at 25-10-2021	Annual Effective Rate as at 25-10-2021
US Dollar	1.00 %	0.00 %
Sterling Pound	1.00 %	0.00 %
Euro	0.75 %	0.00 %
Australian Dollar	2.00 %	0.00 %
Canadian Dollar	1.00 %	0.00 %
Norwegian Krone	0.25 %	0.00 %
Singapore Dollar	0.25 %	0.00 %
Swedish Krona	0.15 %	0.00 %
Danish Krone	0.10 %	0.00 %
New Zealand Dollar	2.00 %	0.00 %
Hong Kong Dollar	0.25 %	0.00 %

Foreign Currency Fixed Deposits	Annual Effective Rate as at 25-10-2021	Min. rate as at 25-10-2021
US Dollar - (Min. Rate 1 month-Max. Rate 12 month)
Sterling Pound (Min. Rate 1 month-Max. Rate 12 month)
Euro (Min. Rate 1 month-Max. Rate 12 month)
Australian Dollar (Min. Rate 1 month-Max. Rate 12 month)
Canadian Dollar (Min. Rate 1 month-Max. Rate 12 month)
Japanese Yen (Min. Rate 1 month-Max. Rate 12 month)
Norwegian Krone (Min. Rate 1 month-Max. Rate 12 month)
New Zealand Dollar (Min. Rate 1 month-Max. Rate 12 month)
Singapore Dollar (Min. Rate 1 month-Max. Rate 12 month)
Hong Kong Dollar (Min. Rate 1 month-Max. Rate 12 month)
Swedish Krona (Min. Rate 1 month-Max. Rate 12 month)

Description	Min. rate as at 25-10-2021	Max. rate as at 25-10-2021	Others as at 25-10-2021
Home Loans
> Home Loans (Variable interest rate)	8.50%	12.90%	0%
Pawning
Personal Loans
> DML Variable rate	8.50%	8.50%	0%
> General personal loan	10.20%	12.25%	0%
> Special rate for doctors	8.50%	11.10%	0%
Unit trust backed facilities
> Overdraft	14.0%	15.0%	0%
Solar Vantage Loans (ADB)
Aachara Loans
> Aachara Loans	10.85%	11.25%	0%
Share backed Facilities
> Margin trading	15.00%	17.00%	0%
> Overdraft	15.50%	17.00%	0%
Credit Cards
> Silver / Gold	1.50%	0%	0%
> Platinum / Signature	1.50%	0%	0%
> Infinite / Infinite Select	1.50%	0%	0%
Lending to Small & Medium Scale Industries (SMEs)
> Long Term Lending	14.0%	15.75%	0%
> Short Term Lending	13.75%	16.75%	0%
US Dollar Loans to Exporters
Auto Finance
> Leasing	9.50%	11.00%	0%
Gold Loan
> Gold Loan	8.0%	8.50%	0%
Salary Max Loan
> Salary Max Loan	11.20%	11.20%	0%

Refinance Schemes	Min. rate as at 25-10-2021	Max. rate as at 25-10-2021	Others as at 25-10-2021

Refinance Schemes	Min. rate as at 25-10-2021	Max. rate as at 25-10-2021	Others as at 25-10-2021
SMILE III Revolving Loan Scheme
Agriculture & Animal Husbandry
>Commercial Scale Dairy Development Loan Scheme	N/A	8.0 (Fixed Rate)	N/A
>new Comprehensive Rural Credit Scheme (NCRCS)	N/A	7.0 (Fixed Rate)	N/A
>Saubagya Loan Scheme	N/A	8.0 (Fixed Rate)	N/A
>Small & Medium Enterprises Line of Credit (SMELOC)	N/A	13.5	N/A
>Kapruka Ayojana Loan Scheme	N/A	9.0	N/A
>E Friends Revolving Loan Scheme	N/A	7.0	N/A
>Jaya Isura	6.75%	10.0	N/A
>IFC Agriculture Loan Scheme	N/A	10.0	N/A