| Currency Name | Currency Code | Currency | Travelers Cheques | Telegraphic Transfers | |||
|---|---|---|---|---|---|---|---|
| Buying Rate | Selling Rate | Buying Rate | Selling Rate | Buying Rate | Selling Rate | ||
| US Dollar | USD | 199.00 | 203.00 | 198.63 | 203.00 | 199.00 | 203.00 |
| British Pound | GBP | 267.90 | 281.26 | 269.24 | 281.26 | 269.74 | 281.26 |
| Euro | EUR | 230.15 | 242.48 | 231.30 | 242.48 | 231.74 | 242.48 |
| Switzerland Francs | CHF | 211.98 | 224.97 | 213.04 | 224.97 | 213.44 | 224.97 |
| New Zealand Dollar | NZD | 134.40 | 144.14 | 135.08 | 144.14 | 135.33 | 144.14 |
| Japanese Yen | JPY | 1.7703 | 1.8686 | 1.7792 | 1.8686 | 1.7825 | 1.8686 |
| Singapore Dollar | SGD | 144.46 | 150.64 | 144.19 | 150.64 | 144.46 | 150.64 |
| Hong Kong Dollar | HKD | 24.94 | 26.63 | 25.07 | 26.63 | 25.12 | 26.63 |
| Australian Dollars | AUD | 143.34 | 152.31 | 143.07 | 152.31 | 143.34 | 152.31 |
| Canadian Dollars | CAD | 155.26 | 163.32 | 156.04 | 163.32 | 156.33 | 163.32 |
| Danish Krone | DKK | 30.85 | 32.71 | 31.00 | 32.71 | 31.06 | 32.71 |
| Norwegian Kroner | NOK | 22.00 | 23.11 | 22.11 | 23.11 | 22.15 | 23.11 |
| Swedish Krona | SEK | 22.48 | 23.63 | 22.60 | 23.63 | 22.64 | 23.63 |
| Thai Baht | THB | 5.84 | 6.38 | 5.87 | 6.38 | 5.88 | 6.38 |
| United Arab Emirates Dirham | AED | 53.17 | 56.82 | 52.65 | 56.82 | 52.74 | 56.82 |
| Bahraini Dinar | BHD | 514.25 | 545.74 | 0.00 | 545.74 | 0.00 | 545.74 |
| Kuwaiti Dinar | KWD | 630.25 | 686.39 | 0.00 | 686.39 | 0.00 | 686.39 |
| Omani Rial | OMR | 503.81 | 534.22 | 0.00 | 534.22 | 0.00 | 534.22 |
| Saudi Arabian Riyal | SAR | 51.68 | 55.60 | 0.00 | 55.60 | 0.00 | 55.60 |
| Yuan Renminbi | CNY | 29.08 | 33.08 | 0.00 | 31.88 | 30.30 | 31.88 |
| Chinese Yuan Renminbi | CNH | 29.07 | 33.07 | 0.00 | 31.87 | 30.29 | 31.87 |
| Savings Deposits | Description | Rate as at 25-07-2021 | |
|---|---|---|---|
| Easy Saver |
Tier 1 0-999.99 Tier 2 1,000 & above |
0.00 % 2.50 % |
|
| Big Saver |
Tier 1 0 - 999.99 Tier 2 1,000 - 49,999.99 Tier 3 50,000 & above |
0.00 % 2.00 % 4.00 % |
|
| Salary Max Savings |
Tier 1 0 - 999.99 Tier 2 1,000.00 above |
0.00 % 2.50 % |
|
| Minor |
Tier 1 0 - 499.99 Tier 2 500.00 - 100,000.00 Tier 3 100,000.00 & above |
0.00 % 3.00 % 3.50 % |
|
| Shilpa Children's Savings Account |
Tier 1 0- 999.99 Tier 2 1,000 & above Tier 3 Rewards Interest (Net) |
0.00 % 3.00 % 6.00 % |
|
| Real Saver |
Tier 1 0-999.99 Tier 2 1,000 & above Reward Interest (Net) |
0.00 % 2.00 % 4.00 % |
|
| Vismitha |
Tier 1 0-1,999.99 Tier 2 2,000 & above |
0.00 % 2.50 % |
|
| Money Market Savings |
Tier 1 0 - 999,999.99 Tier 2 1,000,000.00 & above |
2.00 % 4.00 % |
|
| High End Saver & Corporate Saver |
Tier 1 0 - 999,999.99 Tier 2 1,000,000.00 & above |
0.00 % 4.00 % |
|
| Araliya Savings |
Tier 1 0 - 999.99 Tier 2 1000.00 & above Reward Interest (Net) |
0.00 % 2.50 % 3.25 % |
|
| Aachara Savings |
Tier 1 0 - 200.00 Tier 2 201.00 & above |
0.00 % 4.00 % |
|
| Saving Planner - Individual |
1 year 2 - 5 years 6 - 10 years |
5.50 % 7.50 % 8.00 % |
|
| Saving Planner - Minor |
1 year 2 - 5 years 6-18 years |
5.50 % 7.50 % 8.00 % |
|
| Savings Certificate |
N/A N/A |
4.00 % |
|
| Big Saver Plus - NDB Tax Caretaker |
Tier 1 0-99,999.99 Tier 2 100,000 - 9999,999.99 Tier 3 1 Million & above |
2.00 % 3.50 % 4.00 % |
|
| Reverse Planner |
5-20 years |
8.00 % |
|
| Time Deposits |
Min. rate as at 25-07-2021 |
Annual Effective Rate as at 25-07-2021 |
|
|---|---|---|---|
| 3 Months | |||
| 6 Months | |||
| 1 Year | |||
| >Interest Payable monthly | 4.90 % | 0.00 % | |
| >Interest Payable at maturity | 5.00 % | 0.00 % | |
| 2 Years | |||
| >Interest Payable monthly | 5.65 % | 0.00 % | |
| >Interest Payable at maturity | 6.00 % | 0.00 % | |
| 3 Years | |||
| >Interest Payable monthly | 6.60 % | 0.00 % | |
| >Interest Payable at maturity | 7.25 % | 0.00 % | |
| 4 Years | |||
| >Interest Payable monthly | 6.75 % | 0.00 % | |
| >Interest Payable at maturity | 7.75 % | 0.00 % | |
| 5 Years | |||
| >Interest Payable monthly | 6.90 % | 0.00 % | |
| >Interest Payable at maturity | 8.25 % | 0.00 % | |
| Foreign Currency Savings Deposits | Min. rate as at 25-07-2021 |
Annual Effective Rate as at 25-07-2021 |
|---|---|---|
| US Dollar | 1.00 % | 0.00 % |
| Sterling Pound | 1.00 % | 0.00 % |
| Euro | 0.75 % | 0.00 % |
| Australian Dollar | 2.00 % | 0.00 % |
| Canadian Dollar | 1.00 % | 0.00 % |
| Norwegian Krone | 0.25 % | 0.00 % |
| Singapore Dollar | 0.25 % | 0.00 % |
| Swedish Krona | 0.15 % | 0.00 % |
| Danish Krone | 0.10 % | 0.00 % |
| New Zealand Dollar | 2.00 % | 0.00 % |
| Hong Kong Dollar | 0.25 % | 0.00 % |
| Foreign Currency Fixed Deposits | Annual Effective Rate as at 25-07-2021 |
Min. rate as at 25-07-2021 |
|
|---|---|---|---|
| US Dollar - (Min. Rate 1 month-Max. Rate 12 month) | |||
| Sterling Pound (Min. Rate 1 month-Max. Rate 12 month) | |||
| Euro (Min. Rate 1 month-Max. Rate 12 month) | |||
| Australian Dollar (Min. Rate 1 month-Max. Rate 12 month) | |||
| Canadian Dollar (Min. Rate 1 month-Max. Rate 12 month) | |||
| Japanese Yen (Min. Rate 1 month-Max. Rate 12 month) | |||
| Norwegian Krone (Min. Rate 1 month-Max. Rate 12 month) | |||
| New Zealand Dollar (Min. Rate 1 month-Max. Rate 12 month) | |||
| Singapore Dollar (Min. Rate 1 month-Max. Rate 12 month) | |||
| Hong Kong Dollar (Min. Rate 1 month-Max. Rate 12 month) | |||
| Swedish Krona (Min. Rate 1 month-Max. Rate 12 month) | |||
| Description | Min. rate as at 25-07-2021 |
Max. rate as at 25-07-2021 |
Others as at 25-07-2021 |
|---|---|---|---|
| Home Loans | |||
| > Home Loans (Variable interest rate) | 7.95% | 10.40% | 0% |
| Pawning | |||
| Personal Loans | |||
| > DML Variable rate | 8.50% | 8.50% | 0% |
| > General personal loan | 9.00% | 10.95% | 0% |
| > Special rate for doctors | 9.25% | 9.95% | 0% |
| Unit trust backed facilities | |||
| > Overdraft | 14.0% | 15.0% | 0% |
| Solar Vantage Loans (ADB) | |||
| Aachara Loans | |||
| > Aachara Loans | 9.50% | 10.25% | 0% |
| Share backed Facilities | |||
| > Margin trading | 15.00% | 17.00% | 0% |
| > Overdraft | 15.50% | 17.00% | 0% |
| Credit Cards | |||
| > Silver / Gold | 1.50% | 0% | 0% |
| > Platinum / Signature | 1.50% | 0% | 0% |
| > Infinite / Infinite Select | 1.50% | 0% | 0% |
| Lending to Small & Medium Scale Industries (SMEs) | |||
| > Long Term Lending | 14.0% | 15.75% | 0% |
| > Short Term Lending | 13.75% | 16.75% | 0% |
| US Dollar Loans to Exporters | |||
| Auto Finance | |||
| > Leasing | 9.75% | 10.75% | 0% |
| Gold Loan | |||
| > Gold Loan | 8.0% | 8.50% | 0% |
| Salary Max Loan | |||
| > Salary Max Loan | 10.0% | 10.0% | 0% |
| Refinance Schemes | Min. rate as at 25-07-2021 |
Max. rate as at 25-07-2021 |
Others as at 25-07-2021 |
|---|
| Refinance Schemes | Min. rate as at 25-07-2021 |
Max. rate as at 25-07-2021 |
Others as at 25-07-2021 |
|---|---|---|---|
| SMILE III Revolving Loan Scheme | |||
| Agriculture & Animal Husbandry | |||
| >Commercial Scale Dairy Development Loan Scheme | N/A | 8.0 (Fixed Rate) | N/A |
| >new Comprehensive Rural Credit Scheme (NCRCS) | N/A | 7.0 (Fixed Rate) | N/A |
| >Saubagya Loan Scheme | N/A | 8.0 (Fixed Rate) | N/A |
| >Small & Medium Enterprises Line of Credit (SMELOC) | N/A | 13.5 | N/A |
| >Kapruka Ayojana Loan Scheme | N/A | 9.0 | N/A |
| >E Friends Revolving Loan Scheme | N/A | 7.0 | N/A |
| >Jaya Isura | 6.75% | 10.0 | N/A |
| >IFC Agriculture Loan Scheme | N/A | 10.0 | N/A |
