| Currency Name | Currency Code | Currency | Travelers Cheques | Telegraphic Transfers | |||
|---|---|---|---|---|---|---|---|
| Buying Rate | Selling Rate | Buying Rate | Selling Rate | Buying Rate | Selling Rate | ||
| US Dollar | USD | 360.00 | 369.00 | 357.00 | 369.00 | 359.00 | 369.00 |
| British Pound | GBP | 371.65 | 393.45 | 373.51 | 393.45 | 375.60 | 393.45 |
| Euro | EUR | 339.46 | 360.01 | 341.17 | 360.01 | 343.08 | 360.01 |
| Switzerland Francs | CHF | 357.34 | 378.83 | 359.14 | 378.83 | 361.15 | 378.83 |
| New Zealand Dollar | NZD | 199.93 | 215.07 | 200.94 | 215.07 | 202.06 | 215.07 |
| Japanese Yen | JPY | 2.4506 | 2.5813 | 2.4629 | 2.5813 | 2.4767 | 2.5813 |
| Singapore Dollar | SGD | 248.65 | 259.17 | 247.27 | 259.17 | 248.65 | 259.17 |
| Hong Kong Dollar | HKD | 45.08 | 47.19 | 45.31 | 47.19 | 45.56 | 47.19 |
| Australian Dollars | AUD | 230.35 | 244.15 | 229.07 | 244.15 | 230.35 | 244.15 |
| Canadian Dollars | CAD | 259.08 | 273.12 | 260.39 | 273.12 | 261.84 | 273.12 |
| Danish Krone | DKK | 45.54 | 48.55 | 45.76 | 48.55 | 46.02 | 48.55 |
| Norwegian Kroner | NOK | 32.98 | 34.91 | 33.14 | 34.91 | 33.33 | 34.91 |
| Swedish Krona | SEK | 31.00 | 32.78 | 31.16 | 32.78 | 31.33 | 32.78 |
| Thai Baht | THB | 9.16 | 10.03 | 9.21 | 10.03 | 9.26 | 10.03 |
| United Arab Emirates Dirham | AED | 96.18 | 103.27 | 94.62 | 103.27 | 95.15 | 103.27 |
| Bahraini Dinar | BHD | 930.11 | 991.80 | 0.00 | 991.80 | 0.00 | 991.80 |
| Kuwaiti Dinar | KWD | 1112.83 | 1215.82 | 0.00 | 1215.82 | 0.00 | 1215.82 |
| Omani Rial | OMR | 911.32 | 970.98 | 0.00 | 970.98 | 0.00 | 970.98 |
| Saudi Arabian Riyal | SAR | 93.31 | 100.87 | 0.00 | 100.87 | 93.05 | 100.87 |
| Yuan Renminbi | CNY | 48.85 | 52.85 | 0.00 | 52.28 | 49.46 | 52.28 |
| Chinese Yuan Renminbi | CNH | 48.84 | 52.84 | 0.00 | 52.27 | 49.45 | 52.27 |
| Fixed Deposits |
Min. rate as at 27-09-2022 |
Annual Effective Rate as at 27-09-2022 |
|
|---|---|---|---|
| 1 Month | |||
| >Interest Payable at Maturity | 12.00 % | 12.68 % | |
| 3 Months | |||
| >Interest Payable Monthly | 14.30 % | 15.28 % | |
| >Interest Payable at Maturity | 15.00 % | 15.87 % | |
| 6 Months | |||
| >Interest Payable Monthly | 15.00 % | 16.08 % | |
| >Interest Payable at Maturity | 16.00 % | 16.64 % | |
| 9 Months | |||
| >Interest Payable Monthly | 15.40 % | 16.53 % | |
| >Interest Payable at Maturity | 16.50 % | 16.76 % | |
| 1 year | |||
| >Interest Payable Monthly | 15.80 % | 17.00 % | |
| >Interest Payable at Maturity | 17.00 % | 17.00 % | |
| 2 years | |||
| >Interest Payable Monthly | 14.70 % | 15.73 % | |
| >Interest Payable at Maturity | 17.00 % | 15.76 % | |
| 3 years | |||
| >Interest Payable Monthly | 14.15 % | 15.10 % | |
| >Interest Payable at Maturity | 17.50 % | 15.10 % | |
| 4 years | |||
| >Interest Payable Monthly | 13.60 % | 14.48 % | |
| >Interest Payable at Maturity | 18.00 % | 14.52 % | |
| 5 years | |||
| >Interest Payable Monthly | 13.15 % | 13.97 % | |
| >Interest Payable at Maturity | 18.50 % | 14.00 % | |
| Savings Deposits | Description | Rate as at 27-09-2022 |
|---|---|---|
| Easy Saver |
Tier 1 0-999.99 Tier 2 1,000 & above |
0.00 % 2.50 % |
| Big Saver |
Tier 1 0 - 999.99 Tier 2 1,000 - 49,999.99 Tier 3 50,000 & above |
0.00 % 2.00 % 4.00 % |
| Salary Max Savings |
Tier 1 0 - 999.99 Tier 2 1,000.00 above |
0.00 % 2.50 % |
| Shilpa Children's Savings Account |
Tier 1 0- 999.99 Tier 2 1,000 & above Tier 3 Rewards Interest (Net) |
0.00 % 3.00 % 6.00 % |
| Real Saver |
Tier 1 0-999.99 Tier 2 1,000 & above Reward Interest (Net) |
0.00 % 2.00 % 4.00 % |
| Vismitha |
Tier 1 0-1,999.99 Tier 2 2,000 & above |
0.00 % 2.50 % |
| Money Market Savings |
Tier 1 0 - 999,999.99 Tier 2 1,000,000.00 & above |
2.00 % 14.50 % |
| High End Saver & Corporate Saver |
Tier 1 0 - 999,999.99 Tier 2 1,000,000.00 & above |
0.00 % 4.00 % |
| Araliya Savings |
Tier 1 0 - 999.99 Tier 2 1000.00 & above Reward Interest (Net) |
0.00 % 2.50 % 3.25 % |
| Aachara Savings |
Tier 1 0 - 200.00 Tier 2 201.00 & above |
0.00 % 4.00 % |
| Saving Planner - Individual |
2-5 years 1 year 6-10 Years |
14.00 % 13.00 % 12.00 % |
| Saving Planner - Minor |
2 - 5 years 6-10 years 1 year |
14.00 % 12.00 % 13.00 % |
| Savings Certificate |
N/A N/A |
7.00 % |
| Big Saver Plus - NDB Tax Caretaker |
Tier 1 0-99,999.99 Tier 2 100,000 - 9999,999.99 Tier 3 1 Million & above |
2.00 % 3.50 % 4.00 % |
| Reverse Planner |
5-20 years |
12.00 % |
| NDB Zee |
Tier 1 0-999.99 Tier 2 1,000 & above |
0.00 % 3.00 % |
| Foreign Currency Savings Deposits | Min. rate as at 27-09-2022 |
Annual Effective Rate as at 27-09-2022 |
|---|---|---|
| US Dollar | 1.00 % | 0.00 % |
| Sterling Pound | 1.00 % | 0.00 % |
| Euro | 0.75 % | 0.00 % |
| Australian Dollar | 2.00 % | 0.00 % |
| Canadian Dollar | 1.00 % | 0.00 % |
| Norwegian Krone | 0.25 % | 0.00 % |
| Singapore Dollar | 0.25 % | 0.00 % |
| Swedish Krona | 0.15 % | 0.00 % |
| Danish Krone | 0.10 % | 0.00 % |
| New Zealand Dollar | 2.00 % | 0.00 % |
| Hong Kong Dollar | 0.25 % | 0.00 % |
| Foreign Currency Fixed Deposits | Annual Effective Rate as at 27-09-2022 |
Min. rate as at 27-09-2022 |
|
|---|---|---|---|
| US Dollar | |||
| >1 Month | 3.50 % | 0.00 % | |
| >12 Months | 5.25 % | 0.00 % | |
| >3 Months | 4.25 % | 0.00 % | |
| >6 Months | 4.75 % | 0.00 % | |
| Sterling Pound | |||
| >1 Month | 2.50 % | 0.00 % | |
| >12 Months | 4.50 % | 0.00 % | |
| >3 Months | 3.50 % | 0.00 % | |
| >6 Months | 4.00 % | 0.00 % | |
| Euro | |||
| >1 Month | 2.00 % | 0.00 % | |
| >12 Months | 3.75 % | 0.00 % | |
| >3 Months | 3.00 % | 0.00 % | |
| >6 Months | 3.50 % | 0.00 % | |
| Australian Dollar | |||
| >1 Month | 2.75 % | 0.00 % | |
| >12 Months | 4.50 % | 0.00 % | |
| >3 Months | 3.75 % | 0.00 % | |
| >6 Months | 4.25 % | 0.00 % | |
| Canadian Dollar | |||
| >1 Month | 1.00 % | 0.00 % | |
| >12 Months | 2.50 % | 0.00 % | |
| >3 Months | 1.75 % | 0.00 % | |
| >6 Months | 2.25 % | 0.00 % | |
| Japanese Yen | |||
| >1 Month | 1.00 % | 0.00 % | |
| >12 Months | 2.25 % | 0.00 % | |
| >3 Months | 1.50 % | 0.00 % | |
| >6 Months | 2.00 % | 0.00 % | |
| Norwegian Krone | |||
| >1 Month | 1.00 % | 0.00 % | |
| >12 Months | 2.25 % | 0.00 % | |
| >3 Months | 1.50 % | 0.00 % | |
| >6 Months | 2.00 % | 0.00 % | |
| New Zealand Dollar | |||
| >1 Month | 2.00 % | 0.00 % | |
| >12 Months | 3.50 % | 0.00 % | |
| >3 Months | 3.00 % | 0.00 % | |
| >6 Months | 3.25 % | 0.00 % | |
| Singapore Dollar | |||
| >1 Month | 1.00 % | 0.00 % | |
| >12 Months | 2.00 % | 0.00 % | |
| >3 Months | 1.25 % | 0.00 % | |
| >6 Months | 1.50 % | 0.00 % | |
| Hong Kong Dollar | |||
| >1 Month | 0.50 % | 0.00 % | |
| >12 Months | 2.00 % | 0.00 % | |
| >3 Months | 1.00 % | 0.00 % | |
| >6 Months | 1.50 % | 0.00 % | |
| Swedish Krona | |||
| >1 Month | 0.50 % | 0.00 % | |
| >12 Months | 1.50 % | 0.00 % | |
| >3 Months | 1.00 % | 0.00 % | |
| >6 Months | 1.25 % | 0.00 % | |
| Description | Min. rate as at 27-09-2022 |
Max. rate as at 27-09-2022 |
Others as at 27-09-2022 |
|---|---|---|---|
| Home Loans | |||
| > Home Loans (Variable interest rate) | 23.75% | 30.0% | 0% |
| Pawning | |||
| > Pawning | 24% | 24% | 0% |
| Personal Loans | |||
| > General personal loan | 29.00% | 31.00% | 0% |
| > Special rate for doctors | 27.50% | 29.00% | 0% |
| Unit trust backed facilities | |||
| > Overdraft | 19.75% | 0% | 0% |
| Solar Vantage Loans (ADB) | |||
| Aachara Loans | |||
| > Aachara Loans | 29.00% | 29.00% | 0% |
| Share backed Facilities | |||
| > Margin trading | 21.75% | 0% | 0% |
| > Overdraft | 21.75% | 0% | 0% |
| Credit Cards | |||
| > Silver / Gold | 2.50% | 0% | 0% |
| > Platinum / Signature | 2.50% | 0% | 0% |
| > Infinite / Infinite Select | 2.50% | 0% | 0% |
| Lending to Small & Medium Scale Industries (SMEs) | |||
| > Long Term Lending | 14.0% | 15.75% | 0% |
| > Short Term Lending | 13.75% | 16.75% | 0% |
| US Dollar Loans to Exporters | |||
| Auto Finance | |||
| > Leasing | 22.5% | 24.5% | 0% |
| Gold Loan | |||
| > Gold Loan | 23% | 23.5% | 0% |
| Salary Max Loan | |||
| > Salary Max Loan | 27.50% | 27.50% | 0% |
| Refinance Schemes | Min. rate as at 27-09-2022 |
Max. rate as at 27-09-2022 |
Others as at 27-09-2022 |
|---|
| Refinance Schemes | Min. rate as at 27-09-2022 |
Max. rate as at 27-09-2022 |
Others as at 27-09-2022 |
|---|---|---|---|
| SMILE III Revolving Loan Scheme | |||
| Agriculture & Animal Husbandry | |||
| >Commercial Scale Dairy Development Loan Scheme | N/A | 8.0 (Fixed Rate) | N/A |
| >new Comprehensive Rural Credit Scheme (NCRCS) | N/A | 7.0 (Fixed Rate) | N/A |
| >Saubagya Loan Scheme | N/A | 8.0 (Fixed Rate) | N/A |
| >Small & Medium Enterprises Line of Credit (SMELOC) | N/A | 13.5 | N/A |
| >Kapruka Ayojana Loan Scheme | N/A | 9.0 | N/A |
| >E Friends Revolving Loan Scheme | N/A | 7.0 | N/A |
| >Jaya Isura | 6.75% | 10.0 | N/A |
| >IFC Agriculture Loan Scheme | N/A | 10.0 | N/A |
