A unique range of credit cards that give you superior deals, exceptional offers and enviable advantages all at the same time so you can enjoy life like never before. So go ahead and get the most out of life with a NDB Credit Card.
Features & Benefits
Repay your high value purchases in equal monthly installments at preferential rates.
Year Round Discounts & Promotions
Purchase your return air tickets using your NDB credit card and be entitled to a complementary travel insurance cover. | Free Global Travel Insurance cover up to USD 100,000 (T&C apply)
Free Insurance coverage to cover the cardholder outstanding at the time of death or permanent disability
Enhanced security on Credit & Debit Card Transactions
Do all your banking transactions online form home, office, or on the go. Simply log in to your mobile app.
Free SMS alert facility
Access your statements at your convenience.
Enjoy access to over 1,300+ airport lounges across 600 cities in 148 countries along with free Wi-Fi, conference space and a wide range of pre-flight snacks and beverages to select from.
Enjoy exclusive offers on lodging, transportation and airport services worldwide.
Applicant should have a permanent job that pays a minimum net income of Gross LKR100,000
Minimum 18 years old
Copy of Identification (NIC / Passport / DL)
Certified latest salary slip or letter from employer confirming salary
Proof of variable income for the last 3 months
Proof of any other fixed allowance
Billing proof - address differ
Letter from auditor confirming annual Income for the last 2 years
Business Registration Certificate
Bank statements of the previous 6 months (Company & Personal)
In the event more information is required the Bank will contact you
NOTE
Exchange rates for overseas / foreign currency transaction billing:
All foreign currency transactions will be converted using the prevailing USD / LKR exchange rate maintained by the respective card schemes, In the case of transactions in foreign currencies other than USD, the transaction will be converted into US Dollars by the card scheme ( i.e. VISA, MasterCard etc.) before being converted to the billing currency. In order to mitigate local exchange rate movements an additional amount (up to 4.5%) will be added to the rate at the time of billing.
Fuel Surcharge fee :
1% of the transaction value is applicable for fuel transactions as per card scheme guidelines.
When you receive your card & PIN, Activate your card by calling our 24/7 customer service line (+94112448888) or through the NDB NEOS Mobile Banking application. If you are travelling overseas, please contact our customer service to enable an uninterrupted experience with your NDB Credit Card.