Platinum Cards


A unique range of credit cards that give you superior deals, exceptional offers and enviable advantages all at the same time so you can enjoy life like never before. So go ahead and get the most out of life with a NDB Credit Card.




Features & Benefits

  • Easy Payment Plan 

Repay your high value purchases in equal monthly installments at preferential rates.

  • Offers & Deals

Year Round Discounts & Promotions

  • Travel Insurance

Purchase your return air tickets using your NDB credit card and be entitled to a complementary travel insurance cover (T&C apply)

  • Safety Net

Free Insurance coverage to cover the cardholder outstanding at the time of death or permanent disability

  • 3D secure Transactions

Enhanced security on Credit & Debit Card Transactions

  • Internet Banking / NEOS Mobile Banking

Do all your banking transactions online form home, office, or on the go. Simply log in to your mobile app.

  • SMS Alerts

Free SMS alert facility

  • e-Statements

Access your statements at your convenience.


Eligibility Criteria & required documents

+ Income

Applicant should have a permanent job that pays a minimum net income of Gross LKR100,000

+ Age

Minimum 18 years old

+You will need

Copy of Identification (NIC / Passport / DL)

+ For Salaried

Certified latest salary slip or letter from employer confirming salary

Proof of variable income for the last 3 months

Proof of any other fixed allowance

Billing proof - address differ

+ For Self-employed

Letter from auditor confirming annual Income for the last 2 years

Business Registration Certificate

Bank statements of the previous 6 months (Company & Personal)

In the event more information is required the Bank will contact you




Exchange rates for overseas / foreign currency transaction billing:
All foreign currency transactions will be converted using the prevailing USD / LKR exchange rate maintained by the respective card schemes, In the case of transactions in foreign currencies other than USD, the transaction will be converted into US Dollars by the card scheme ( i.e. VISA, MasterCard etc.) before being converted to the billing currency. In order to mitigate local exchange rate movements an additional amount (up to 4.5%) will be added to the rate at the time of billing.

Fuel Surcharge fee : 

1% of the transaction value is applicable for fuel transactions as per card scheme guidelines

Special Instructions to NDB Credit Card Holders

When you receive your card & PIN, Activate your card by calling our 24/7 customer service line (+94112448888) or through the NDB NEOS Mobile Banking application. If you are travelling overseas, please contact our customer service to enable an uninterrupted experience with your NDB Credit Card.


Dispute Management

Click here to access Online dispute form