NDB Aachara loan scheme dedicates itself to lend a helping hand towards the pensioners of our country. 

Features and Benefits

  • Maximum loan amount is Rs. 4,500,000/-
  • Repayment period maximum up to 10 years under fixed rates and up to 15 years under variable rates subject to maximum age limit of 75 years
  • Life insurance coverage for the borrower in case of death of the borrower the loan will be settled in full by the insurer
  • No security requirement

Who can Apply

  • Anyone receiving a pension from the Department Of Pensions Sri Lanka and crediting same to an "NDB Aachara" Account (Savings/Current Account)
  • Maximum age limit of 75 years as at maturity date of loan
  • Minimum monthly pension of Rs. 6,000/-

Documents Required

  • Copy of the NIC/Passport/Pension ID/Driving Licence
  • Valid document to verify the address
  • Any other document requested by the Bank

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