Advantage in Your Wallet. Earn points on every transaction and redeem instantly at 180+ lifestyle partners across Shopping, dining, travel, lodging, and more.
Advantage in Your Wallet. Earn points on every transaction and redeem instantly at 180+ lifestyle partners across Shopping, dining, travel, lodging, and more.
Your NDB Credit Card now brings you more than convenience - it brings you lifestyle experiences. Every transaction earns points that you can redeem for Shopping, dining, travel, lodging, and more. Your wallet now holds an advantage like never before.
Visit NDB Rewards Portal
Privileges You Receive
Enjoy exclusive benefits designed to make your everyday spending more rewarding
Flexibility
Redeem points across 180+ lifestyle partners
Easy Setup
No registration required - automatic enrollment
Instant Redemption
Redeem points instantly at merchant locations or online
- Use your NDB Credit Card
- Earn points automatically
- Redeem instantly via QR code
How NDB Rewards Works
- Earn Points: Every transaction adds points automatically based on your card type and spend category.
- Option 1: Redeem instantly at the merchant location by scanning the QR displayed at the merchant point directly, then confirm via OTP sent to your mobile.
- Option 2: Redeem online through the NDB Rewards Portal by scanning the merchant’s QR code, then confirm via OTP sent to your mobile.
- Check Balance: Anytime via the NDB Rewards Portal.
How to Earn Points
- Bonus points for Shopping, dining, travel, lodging
- Overseas transactions earn higher points
Your Advantage Across 180+ Lifestyle Partners
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Visit NDB Rewards Portal
FAQ
The NDB Rewards Program allows NDB credit cardholders to earn points on their card transactions and redeem them for exciting rewards through NDB’s official rewards partner, Thayga. With over 150+ redemption options, you can enjoy flexibility across categories such as dining, lodging, travel, and lifestyle experiences.
- The following NDB Credit Cardholders are eligible for enrollment in the NDB Rewards Programme (each an Eligible Customer): NDB Platinum, NDB Signature, NDB Infinite, NDB Privilege, NDB Privilege Select, NDB Privilege Select Plus, and NDB Elevate Cardholders who maintain an active savings or current account with the Bank
- Cards issued on special fee‑waiver arrangements (including Platinum cards issued on promotional or exceptional terms) are excluded from eligibility.
- Enrollment is at the Bank’s discretion. Upon successful enrollment, the Eligible Customer will be notified by the Bank through any communication channel determined by the Bank.
You will receive an SMS notification with a link to the NDB Rewards portal.
No registration or activation is required. Eligible cardholders start earning points.
Points are awarded based on your card type and spending category. Please refer to the points table provided on the page below for details.
| Card Type | Spend to earn 1 Point (General Purchases) | Spend to earn 1 Point (Supermarket, Fuel, Utilities) | Point Value |
| Platinum | LKR 500 | LKR 500 | 1 Point = LKR 1 |
| Signature | LKR 400 | LKR 400 | 2 Point = LKR 1 |
| Infinite | LKR 300 | LKR 300 | 3 Point = LKR 1 |
| Elevate | LKR 300 | LKR 300 | 4 Point = LKR 1 |
| Privilege | LKR 250 | LKR 250 | 5 Point = LKR 1 |
| Privilege Select | LKR 200 | LKR 200 | 6 Point = LKR 1 |
| Privilege Select Plus | LKR 200 | LKR 200 | 7 Point = LKR 1 |
All personal-use transactions are eligible. Cash withdrawals, cash advances, gambling purchases, credit card fees & charges, balance transfers, and transactions made from NDB Fuel, Prepaid & Corporate cards are not eligible for rewards.
Yes. Bonus point campaigns are communicated via SMS during promotional periods.
No. Points vary based on the merchant category. Please refer to the points table on the portal for more information.
Log in to the NDB Rewards portal to view your current points balance.
Points are awarded based on your credit card statement cycle.
Yes. You will receive an SMS notification with your monthly awarded points balance.
Points can be redeemed at 180+ partner merchants affiliated with Thayga, covering dining, travel, lifestyle, and more. Merchant details are available on the NDB Rewards portal.
- Log in to the NDB Rewards portal using your registered mobile number or Rewards ID.
- Scan the merchant’s QR code using the portal’s mobile scanner.
- Confirm your redemption using the one-time password (OTP) sent to your registered mobile number.
Yes. A minimum of 2,000 accrued points is required to initiate redemption.