NDB Rewards

Advantage in Your Wallet. Earn points on every transaction and redeem instantly at 180+ lifestyle partners across Shopping, dining, travel, lodging, and more.

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Advantage in Your Wallet. Earn points on every transaction and redeem instantly at 180+ lifestyle partners across Shopping, dining, travel, lodging, and more.

Your NDB Credit Card now brings you more than convenience - it brings you lifestyle experiences. Every transaction earns points that you can redeem for Shopping, dining, travel, lodging, and more. Your wallet now holds an advantage like never before.

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Privileges You Receive

Enjoy exclusive benefits designed to make your everyday spending more rewarding

  • Use your NDB Credit Card
  • Earn points automatically
  • Redeem instantly via QR code

How NDB Rewards Works

  • Earn Points: Every transaction adds points automatically based on your card type and spend category.

  • Option 1: Redeem instantly at the merchant location by scanning the QR displayed at the merchant point directly, then confirm via OTP sent to your mobile.
  • Option 2: Redeem online through the NDB Rewards Portal by scanning the merchant’s QR code, then confirm via OTP sent to your mobile.
  • Check Balance: Anytime via the NDB Rewards Portal.

How to Earn Points

(Include the Points Grid Table for all card types and categories.)

  • Bonus points for Shopping, dining, travel, lodging
  • Overseas transactions earn higher points

How to Redeem Points
  • Redeem instantly at merchant locations by scanning the QR displayed at the merchant point directly
  • Or redeem online through the NDB Rewards Portal by scanning the merchant’s QR code
  • Confirm via OTP - instant redemption!
  • Minimum redemption: 2,000 points
  • No redemption fee
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Your Advantage Across 180+ Lifestyle Partners

Spar
Mimosa
Simplytek
Isso
Cool Planet
Arpico
Street Burger
Thilakawardhana
Barista
Arpico
Cool Planet
DSI

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FAQ

The NDB Rewards Program allows NDB credit cardholders to earn points on their card transactions and redeem them for exciting rewards through NDB’s official rewards partner, Thayga. With over 150+ redemption options, you can enjoy flexibility across categories such as dining, lodging, travel, and lifestyle experiences.

  • All Platinum and above NDB credit cardholders are automatically enrolled in the program.
  • Silver cards, Fuel, Corporate, Prepaid, and Lifetime Free card segments are not eligible.
  • Supplementary cardholders do not earn separate points; their spending contributes to the primary cardholder’s rewards balance.

You will receive an SMS notification with a link to the NDB Rewards portal.

No registration or activation is required. Eligible cardholders start earning points.

Points are awarded based on your card type and spending category. Please refer to the points table provided on the page below for details.

All personal-use transactions are eligible. Cash withdrawals, cash advances, gambling purchases, credit card fees & charges, balance transfers, and transactions made from NDB Fuel, Prepaid & Corporate cards are not eligible for rewards.

Yes. Bonus point campaigns are communicated via SMS during promotional periods.

No. Points vary based on the merchant category. Please refer to the points table on the portal for more information.

Log in to the NDB Rewards portal to view your current points balance.

Points are awarded based on your credit card statement cycle.

Yes. You will receive an SMS notification with your monthly awarded points balance.

Points can be redeemed at 150+ partner merchants affiliated with Thayga, covering dining, travel, lifestyle, and more. Merchant details are available on the NDB Rewards portal.

  1. Log in to the NDB Rewards portal using your registered mobile number or Rewards ID.
  2. Scan the merchant’s QR code using the portal’s mobile scanner.
  3. Confirm your redemption using the one-time password (OTP) sent to your registered mobile number.

Yes. A minimum of 2,000 accrued points is required to initiate redemption.

No. All redemptions are free of charge.

Yes. Points expire 2 years from the date they are earned.

Your points will be forfeited, and your NDB Rewards account will be automatically closed.

Updates and promotions are shared via SMS and published on the NDB Rewards portal.

You can reach us via our 24/7 Contact Center at 011 7448 888 or email us at contact@ndbbank.com.