| Last Updated On: 2025-07-03 | ||||
|---|---|---|---|---|
| Fixed Deposits | Min. rate as at 2025-07-03 |
Annual Effective Rate as at 2025-07-03 |
||
| 1 Month | Interest Payable at Maturity | 7.00% | 7.23% | |
| 3 Months |
Interest Payable Monthly Interest Payable at Maturity |
7.30% 7.50% |
7.55% 7.71% |
|
| 6 Months |
Interest Payable Monthly Interest Payable at Maturity |
7.50% 7.75% |
7.76% 7.90% |
|
| 9 Months |
Interest Payable Monthly Interest Payable at Maturity |
7.60% 7.85.% |
7.87% 7.91% |
|
| 1 year |
Interest Payable Monthly Interest Payable at Maturity Interest Payable at Quarterly |
7.70% 7.70% 7.75% |
7.98% 8.00% 7.98% |
|
| 2 years |
Interest Payable Monthly Interest Payable at Maturity Interest Payable at Quarterly Interest Payable at Annually |
8.30% 9.00% 8.35% 8.65% |
8.62% 8.63% 8.62% 8.65% |
|
| 3 years |
Interest Payable Monthly Interest Payable at Maturity Interest Payable at Quarterly Interest Payable at Annually |
8.60% 9.75% 8.65% 8.95% |
8.62% 8.93% 8.93% 8.95% |
|
| 4 years |
Interest Payable Monthly Interest Payable at Maturity Interest Payable at Quarterly Interest Payable at Annually |
9.00% 10.75% 9.05% 9.35% |
9.38% 9.35% 9.36% 9.35% |
|
| 5 years |
Interest Payable Monthly Interest Payable at Maturity Interest Payable at Quarterly Interest Payable at Annually |
9.10% 11.50% 9.20% 9.50% |
9.49% 9.51% 9.52% 9.50% |
|
| 200 days | Interest payable at Maturity | 8.25% | 8.40% | |
| 12 Months | Certificate of Deposits (Minimum Rs.1 Million) | 7.00% | 7.00% | |
| 24 Months | Certificate of Deposits (Minimum Rs.1 Million) | 7.50% | 7.24% | |
| 36 Months | Certificate of Deposits (Minimum Rs.1 Million) | 8.00% | 7.43% | |
| 48 Months | Certificate of Deposits (Minimum Rs.1 Million) | 8.00% | 7.19% | |
| 60 Months | Certificate of Deposits (Minimum Rs.1 Million) | 8.25% | 7.15% | |
| Last Updated On: 2024-12-02 | ||||
|---|---|---|---|---|
| Savings Deposits | Description | Min. rate as at 2024-12-02 |
Annual Effective Rate as at 2024-12-02 |
|
| Easy Saver |
Tier 1 0-999.99 Tier 2 1,000 and above |
0.00% 2.25% |
0.000% 2.27% |
|
| Salary Max Savings |
Tier 1 0-999.99 Tier 2 1,000 and above |
0.00% 2.50% |
0.00% 2.53% |
|
| Shilpa Children's Savings Account |
Tier 1 0-999.99 Tier 2 1,000 and above Tier 3 Reward Interest (Net) |
0.00% 2.50% 5.00% |
0.00% 2.53% 5.12% |
|
| Real Saver |
Tier 1 0 - 999.99 Tier 2 1,000 and above Reward Interest (Net) |
0.00% 2.00% 4.00% |
0.00% 2.02% 4.07% |
|
| Vismitha |
Tier 1 0 - 1,999.99 Tier 2 2,000.00 and above |
0.00% 2.50% |
0.00% 2.53% |
|
| Money Market Savings |
Tier 1 0 - 999,999.99 Tier 2 1,000,000.00 and above |
2.00% 6.00% |
2.02% 6.17% |
|
| NDB Pixel |
Tier 1 0 - 4999.99 Tier 2 5000 and above |
0.00% 2.25% |
0.00% 2.53% |
|
| Araliya Savings |
Tier 1 0 - 999.99 Tier 2 1,000.00 and above Reward Interest (Net) |
0.00% 2.50% 3.12% |
0.00% 2.53% 3.17% |
|
| Aachara Savings |
Tier 1 0 - 999.99 Tier 2 1000.00 and above |
0.00% 3.00% |
0.00% 3.04% |
|
| Saving Planner - Individual |
1 Year 2-5 Years 6 - 10 Years |
6.50% 7.50% 7.50% |
6.70% 7.76% 7.76% |
|
| Saving Planner - Minor |
1 Year 2-5 Years 6 - 18 Years |
6.50% 7.50% 7.50% |
6.70% 7.76% 7.76% |
|
| Savings Certificate |
N/A N/A |
6.50% |
6.50% |
|
| Big Saver Plus |
Tier 1 0 - 99,999.99 Tier 2 100,000.00 - 999,999.99 Tier 3 1 Million and above |
2.00% 3.50% 4.00% |
2.02% 3.56% 4.07% |
|
| Reverse Planner |
5 - 20 Years |
7.50% |
7.76% |
|
| NDB Zee |
Tier 1 0 - 99,999.99 Tier 2 100,000.00 & above |
2.50% 3.00% |
2.53% 3.04% |
|
| Corporate Saver |
Tier 1 0 - 99,999.99 Tier 2 100,000.00 & above Tier 3 1 Million and above |
0.00% 2.00% 5.00% |
0.00% 2.02% 5.12% |
|
| Remit Saver |
Tier 1 0-999.99 Tier 2 1,000 & above |
0.00% 2.50% |
0.00% 2.53% |
|
| Privilege Junior Savings |
Tier1 0-999.99 Tier 2 1,000 & above Tier 3 Reward Interest |
0.00% 3.25% 6.50% |
0.00% 3.30% 6.70% |
|
| Last Updated On: 2024-10-11 | ||||
|---|---|---|---|---|
| Foreign Currency Savings Deposits | Min. rate as at 2024-10-11 |
Annual Effective Rate as at 2024-10-11 |
||
| US Dollar | 1.00% | 1.00% | ||
| Sterling Pound | 1.00% | 1.00% | ||
| Euro | 0.75% | 0.75% | ||
| Australian Dollar | 1.00% | 1.00% | ||
| Canadian Dollar | 1.00% | 1.00% | ||
| Norwegian Krone | 0.25% | 0.25% | ||
| Singapore Dollar | 0.25% | 0.25% | ||
| Swedish Krona | 0.15% | 0.15% | ||
| Danish Krone | 0.10% | 0.10% | ||
| New Zealand Dollar | 1.00% | 1.00% | ||
| Hong Kong Dollar | 0.25% | 0.25% | ||
| Last Updated On: 2025-04-01 | |||||
|---|---|---|---|---|---|
| Foreign Currency Fixed Deposits | Min. rate as at 2025-04-01 |
Annual Effective Rate as at 2025-04-01 |
|||
| US Dollar | |||||
| 01 Month | 3.75% | 3.82% | |||
| 03 Months | 4.25% | 4.32% | |||
| 06 Months | 4.50% | 4.55% | |||
| 12 Months (Monthly) | 3.93% | 4.00% | |||
| 12 Months (Maturity) | 4.50% | 4.50% | |||
| 24 Months (Monthly) | 3.93% | 4.00% | |||
| 24 Months (Maturity) | 4.00% | 3.92% | |||
| 36 Month | 4.00% | 3.85% | |||
| 48 Month | 4.00% | 3.78% | |||
| 60 Month | 4.00% | 3.71% | |||
| Sterling Pound | |||||
| 01 Month | 2.00% | 2.02% | |||
| 03 Months | 3.50% | 3.55% | |||
| 06 Months | 4.00% | 4.04% | |||
| 12 Months (Monthly) | 4.25% | 4.25% | |||
| 12 Months (Monthly) | 4.25% | 4.25% | |||
| 24 Month | 4.25% | 4.16% | |||
| 36 Month | 4.25% | 4.08% | |||
| 48 Month | 4.25% | 4.00% | |||
| 60 Month | 4.25% | 3.93% | |||
| Euro | |||||
| 01 Month | 1.25% | 1.26% | |||
| 03 Months | 1.75% | 1.76% | |||
| 06 Months | 2.00% | 2.01% | |||
| 12 Months | 2.25% | 2.25% | |||
| 24 Months | 2.25% | 2.23% | |||
| 36 Month | 2.25% | 2.23% | |||
| 48 Month | 2.25% | 2.18% | |||
| 60 Month | 2.25% | 2.16% | |||
| Australian Dollar | |||||
| 01 Month | 2.00% | 2.02% | |||
| 03 Months | 3.00% | 3.04% | |||
| 06 Months | 3.25% | 3.3.% | |||
| 12 Months | 3.75% | 3.75% | |||
| 24 Months | 3.75% | 3.68% | |||
| 36 Month | 3.75% | 3.62% | |||
| 48 Month | 3.75% | 3.56% | |||
| 60 Month | 3.75% | 3.50% | |||
| Canadian Dollar | |||||
| 01 Month | 1.25% | 1.26% | |||
| 03 Months | 1.50% | 1.51% | |||
| 06 Months | 1.75% | 1.76% | |||
| 12 Months | 2.00% | 2.00% | |||
| Japanese Yen | |||||
| 01 Month | 1.00% | 1.00% | |||
| 12 Months | 2.25% | 2.25% | |||
| 03 Months | 1.50% | 1.51% | |||
| 06 Months | 2.00% | 2.01% | |||
| Norwegian Krone | |||||
| 01 Month | 2.00% | 1.00% | |||
| 12 Months | 2.25% | 2.25% | |||
| 03 Months | 1.50% | 1.51% | |||
| 06 Months | 2.00% | 2.01% | |||
| New Zealand Dollar | |||||
| 01 Month | 2.00% | 2.02% | |||
| 12 Months | 3.50% | 3.50% | |||
| 03 Months | 3.00% | 3.03% | |||
| 06 Months | 3.25% | 3.28% | |||
| Singapore Dollar | |||||
| 01 Month | 1.00% | 1.00% | |||
| 03 Months | 2.00% | 2.00% | |||
| 06 Months | 1.25% | 1.26% | |||
| 12 Months | 1.50% | 1.51% | |||
| Hong Kong Dollar | |||||
| 01 Month | 0.50% | 0.50% | |||
| 12 Months | 2.00% | 2.00% | |||
| 03 Months | 1.00% | 1.00% | |||
| 06 Months | 1.50% | 1.51% | |||
| Swedish Krona | |||||
| 01 Month | 0.05% | 1.50% | |||
| 12 Months | 1.50% | 1.50% | |||
| 03 Months | 1.00% | 1.00% | |||
| 06 Months | 1.25% | 1.25% | |||