| Last Updated On: 2026-04-29 | |||
|---|---|---|---|
| Fixed Deposits | Min. rate as at 2026-04-29 |
Annual Effective Rate as at 2026-04-29 |
|
| 1 Month | Interest Payable at Maturity | 7.00% | 7.23% |
| 3 Months |
Interest Payable Monthly Interest Payable at Maturity |
7.80% 8.00% |
8.08% 8.24% |
| 100 Days |
Interest payable at Maturity |
8.00% |
8.24% |
| 200 Days |
Interest payable at Maturity |
8.25% |
8.40% |
| 6 Months |
Interest Payable Monthly Interest Payable at Maturity |
8.00% 8.25% |
8.30% 8.42% |
| 9 Months |
Interest Payable Monthly Interest Payable at Maturity |
8.20% 8.50.% |
8.52% 8.59% |
| 1 year |
Interest Payable Monthly Interest Payable at Maturity Interest Payable at Quarterly |
8.40% 8.75% 8.50% |
8.73% 8.75% 8.77% |
| 2 years |
Interest Payable Monthly Interest Payable at Maturity Interest Payable at Quarterly Interest Payable at Annually |
9.15% 10.00% 9.20% 9.55% |
9.54% 9.54% 9.52% 9.55% |
| 3 years |
Interest Payable Monthly Interest Payable at Maturity Interest Payable at Quarterly Interest Payable at Annually |
9.15% 10.50% 9.25% 9.55% |
9.54% 9.56% 9.58% 9.55% |
| 4 years |
Interest Payable Monthly Interest Payable at Maturity Interest Payable at Quarterly Interest Payable at Annually |
9.15% 11.00% 9.20% 9.55% |
9.54% 9.54% 9.52% 9.55% |
| 5 years |
Interest Payable Monthly Interest Payable at Maturity Interest Payable at Quarterly Interest Payable at Annually |
9.45% 12.00% 9.50% 9.85% |
9.87% 9.86% 9.84% 9.85% |
| 12 Months | Certificate of Deposits (Minimum Rs.1 Million) | 8.75% | 8.75% |
| 24 Months | Certificate of Deposits (Minimum Rs.1 Million) | 9.00% | 8.63% |
| 36 Months | Certificate of Deposits (Minimum Rs.1 Million) | 10.00% | 9.14% |
| 48 Months | Certificate of Deposits (Minimum Rs.1 Million) | 10.25% | 8.97% |
| 60 Months | Certificate of Deposits (Minimum Rs.1 Million) | 10.75% | 8.98% |
| Last Updated On: 2026-04-29 | |||
|---|---|---|---|
| Savings Deposits | Description | Min. rate as at 2026-04-29 |
Annual Effective Rate as at 2026-04-29 |
| Easy Saver |
Tier 1 0-2,499.99 Tier 2 2,500 and above |
0.00% 2.25% |
0.00% 2.27% |
| Salary Max Savings |
Tier 1 0-2,499.99 Tier 2 2,500 and above |
0.00% 2.50% |
0.00% 2.53% |
| Shilpa Children's Savings Account |
Tier 1 0-999.99 Tier 2 1,000 and above Tier 3 Reward Interest (Net) |
0.00% 2.50% 5.00% |
0.00% 2.53% 5.12% |
| Real Saver |
Tier 1 0 - 2,499.99 Tier 2 2,500 and above Reward Interest (Net) |
0.00% 2.00% 4.00% |
0.00% 2.02% 4.07% |
| Money Market Savings |
Tier 1 0 - 999,999.99 Tier 2 1,000,000.00 and above |
2.00% 6.00% |
2.02% 6.17% |
| NDB Pixel |
Tier 1 0 - 4999.99 Tier 2 5000 and above |
0.00% 2.50% |
0.00% 2.53% |
| Araliya Savings |
Tier 1 0 - 2,499.99 Tier 2 2,500 and above Reward Interest (Net) |
0.00% 2.50% 3.125% |
0.00% 2.53% 3.17% |
| Aachara Savings |
Tier 1 0 - 999.99 Tier 2 1000.00 and above |
0.00% 3.00% |
0.00% 3.04% |
| Saving Planner - Individual |
1 Year 2-5 Years 6 - 10 Years |
7.50% 8.50% 8.50% |
7.76% 8.84% 8.84% |
| Saving Planner - Minor |
1 Year 2-5 Years 6 - 18 Years |
7.50% 8.50% 7.50% |
7.76% 8.84% 7.76% |
| Savings Certificate |
N/A |
6.50% |
6.70% |
| Big Saver Plus |
Tier 1 0 - 99,999.99 Tier 2 100,000.00 - 999,999.99 Tier 3 1 Million and above |
2.00% 3.50% 4.00% |
2.02% 3.56% 4.07% |
| Reverse Planner |
5 - 20 Years |
8.50% |
8.84% |
| NDB Zee |
Tier 1 0 - 99,999.99 Tier 2 100,000.00 & above |
2.50% 3.00% |
2.53% 3.04% |
| Privilege Junior Savings |
Tier1 0-999.99 Tier 2 1,000 & above Tier 3 Reward Interest |
0.00% 3.25% 6.50% |
0.00% 3.30% 6.70% |
| Last Updated On: 2026-01-22 | ||
|---|---|---|
| Foreign Currency Savings Deposits | Min. rate as at 2026-01-22 |
Annual Effective Rate as at 2026-01-22 |
| US Dollar | 1.00% | 1.00% |
| Sterling Pound | 1.00% | 1.00% |
| Euro | 0.75% | 0.75% |
| Australian Dollar | 1.00% | 1.00% |
| Canadian Dollar | 1.00% | 1.00% |
| Norwegian Krone | 0.25% | 0.25% |
| Singapore Dollar | 0.25% | 0.25% |
| Swedish Krona | 0.15% | 0.15% |
| Danish Krone | 0.10% | 0.10% |
| New Zealand Dollar | 1.00% | 1.00% |
| Hong Kong Dollar | 0.25% | 0.25% |
| Swiss Franc | 0.50% | 0.50% |
| Japanese Yen | 0.00% | 0.00% |
| Chinese Yuan | 1.00% | 1.00% |
| Last Updated On: 2026-01-22 | ||
|---|---|---|
| Foreign Currency Fixed Deposits | Min. rate as at 2026-01-22 |
Annual Effective Rate as at 2026-01-22 |
| US Dollar | ||
| 01 Month | 3.75% | 3.82% |
| 03 Months | 4.25% | 4.32% |
| 06 Months | 4.50% | 4.55% |
| 12 Months (Monthly) | 3.93% | 4.00% |
| 12 Months (Maturity) | 4.50% | 4.50% |
| 24 Months (Monthly) | 3.93% | 4.00% |
| 24 Months (Maturity) | 4.00% | 3.92% |
| 36 Month | 4.00% | 3.85% |
| 48 Month | 4.00% | 3.78% |
| 60 Month | 4.00% | 3.71% |
| Sterling Pound | ||
| 01 Month | 2.00% | 2.02% |
| 03 Months | 3.50% | 3.55% |
| 06 Months | 4.00% | 4.04% |
| 12 Months (Monthly) | 4.15% | 4.23% |
| 12 Months (Maturity) | 4.25% | 4.25% |
| 24 Month | 4.25% | 4.16% |
| 36 Month | 4.25% | 4.08% |
| 48 Month | 4.25% | 4.00% |
| 60 Month | 4.25% | 3.93% |
| Euro | ||
| 01 Month | 1.25% | 1.26% |
| 03 Months | 1.75% | 1.76% |
| 06 Months | 2.00% | 2.01% |
| 12 Months | 2.25% | 2.25% |
| 24 Months | 2.25% | 2.23% |
| 36 Month | 2.25% | 2.20% |
| 48 Month | 2.25% | 2.18% |
| 60 Month | 2.25% | 2.16% |
| Australian Dollar | ||
| 01 Month | 2.00% | 2.02% |
| 03 Months | 3.00% | 3.04% |
| 06 Months | 3.25% | 3.3.% |
| 12 Months | 3.75% | 3.75% |
| 24 Months | 3.75% | 3.68% |
| 36 Month | 3.75% | 3.62% |
| 48 Month | 3.75% | 3.56% |
| 60 Month | 3.75% | 3.50% |
| Canadian Dollar | ||
| 01 Month | 1.25% | 1.26% |
| 03 Months | 1.50% | 1.51% |
| 06 Months | 1.75% | 1.76% |
| 12 Months | 2.00% | 2.00% |
| Japanese Yen | ||
| 01 Month | 1.00% | 1.00% |
| 03 Months | 1.50% | 1.51% |
| 06 Months | 2.00% | 2.01% |
| 12 Months | 2.25% | 2.25% |
| Norwegian Krone | ||
| 01 Month | 1.00% | 1.00% |
| 03 Months | 1.50% | 1.51% |
| 06 Months | 2.00% | 2.01% |
| 12 Months | 2.25% | 2.25% |
| New Zealand Dollar | ||
| 01 Month | 2.00% | 2.02% |
| 03 Months | 3.00% | 3.03% |
| 06 Months | 3.25% | 3.28% |
| 12 Months | 3.50% | 3.50% |
| Singapore Dollar | ||
| 01 Month | 1.00% | 1.00% |
| 03 Months | 1.25% | 1.26% |
| 06 Months | 1.50% | 1.51% |
| 12 Months | 2.00% | 2.00% |
| Hong Kong Dollar | ||
| 01 Month | 0.50% | 0.50% |
| 03 Months | 1.00% | 1.00% |
| 06 Months | 1.50% | 1.51% |
| 12 Months | 2.00% | 2.00% |
| Swedish Krona | ||
| 01 Month | 0.50% | 0.50% |
| 03 Months | 1.00% | 1.00% |
| 06 Months | 1.25% | 1.25% |
| 12 Months | 1.50% | 1.50% |
| Swiss Franc | ||
| 01 Month | 0.75% | 0.75% |
| 03 Months | 1.25% | 1.26% |
| 06 Months | 1.50% | 1.51% |
| 12 Months | 1.75% | 1.75% |
| Danish krone | ||
| 01 Month | 0.50% | 0.50% |
| 03 Months | 1.00% | 1.00% |
| 06 Months | 1.25% | 1.25% |
| 12 Months | 1.50% | 1.50% |