NDB Bank Champions SME Digitisation with NEOSBIZ Forum in Avissawella

<div>NDB Bank proudly reaffirmed its leadership in Sri Lanka’s Islamic banking sector by securing eight distinguished accolades at the Sri Lanka Islamic Banking and Finance Industry (SLIBFI) Awards 2025, held recently. These wins mark yet another milestone in NDB’s ongoing journey of excellence, innovation, and dedication to inclusive financial services.</div><div><br></div><div>The 2025 edition of the awards saw NDB Bank being recognised across both institutional and individual categories, underscoring the Bank’s collective and personal achievements within the rapidly evolving Islamic finance landscape. The honours included four Gold awards and four Bronze and Merit distinctions, showcasing a broad spectrum of accomplishments by the Bank and its team.</div><div><br></div><div>In the Entity and Miscellaneous category, NDB claimed the coveted Gold Award for Islamic Finance Deal of the Year, a testament to the Bank’s strategic expertise and its ability to structure innovative, Sharia-compliant financial solutions that deliver value and impact. Complementing this win, NDB also secured a Bronze for Islamic Finance Window/Unit of the Year, and a Merit Award for Islamic Finance Deal of the Year, highlighting the consistent strength and agility of its Islamic Banking Unit, NDB Shareek.</div><div><br></div><div>Reflecting the Bank’s deep bench of talent, NDB was also recognised in the Individual Category with a series of outstanding honours. Bahar Nayan, Head of Islamic Banking at NDB, was awarded the Gold for Transformative Leadership, celebrating his visionary leadership and pioneering role in shaping NDB’s Islamic banking journey. The Gold for Rising Personality of the Year (Female) was awarded to Mariam Mubarak, whose exceptional contributions continue to inspire excellence across the Bank. Shah Soodin was named Gold Winner for Branch Executive of the Year, reinforcing NDB’s strength in operational excellence and client engagement at the grassroots level.</div><div><br></div><div>Additionally, the Bank received two Bronze recognitions in this category: Ashad Ameen for Rising Personality of the Year (Male) and Aslam Fidha for Islamic Banker / Employee of the Year, further reflecting the collective expertise and unwavering commitment of the NDB Shareek team.</div><div><br></div><div>These accolades serve as a powerful reflection of NDB’s continued efforts to uplift Islamic banking practices in Sri Lanka through ethical financial solutions, robust governance, and people-led innovation. The Bank remains deeply committed to providing Sharia-compliant services that not only serve the needs of today’s customers but also build a sustainable foundation for future generations.</div><div><br></div><div>As the Islamic banking arm of NDB, Shareek continues to deliver meaningful, inclusive banking solutions tailored to a wide range of individuals and enterprises across the country. With over a decade of experience, the unit remains one of the most respected and agile Islamic finance providers in the industry.</div><div><br></div><div>NDB Bank extends its sincere gratitude to the SLIBFI Awards Committee for this recognition and congratulates every team member who contributed to this success. With continued focus on ethical finance, customer empowerment, and transformative leadership, NDB remains steadfast in its mission to support Sri Lanka’s journey toward inclusive economic prosperity.</div><div><br></div>

NDB Bank Honoured with Eight Prestigious Wins at SLIBFI Awards 2025

<p class="MsoNormal" align="center" style="text-align: left;"><span style="font-family: &quot;Source sans pro&quot;, &quot;serif&quot;; text-align: justify; font-size: 1rem;">National Development Bank PLC (NDB) is
proud to announce its latest accolades at the Asian Banking &amp; Finance
Retail Banking Awards 2025 held in Singapore, having secured two coveted awardsDomestic
Retail Bank of the Year – Sri Lanka and, for the very first time, Islamic
Banking Initiative of the Year – Sri Lanka. These recognitions reinforce NDB’s
unwavering commitment to excellence, customer-centric banking, and innovation
across diverse financial segments.</span><br></p><p class="MsoNormal" style="text-align:justify"><span style="font-family:&quot;Source sans pro&quot;,&quot;serif&quot;;
mso-bidi-font-family:&quot;Times New Roman&quot;">This year’s honours follow closely on
the heels of NDB’s earlier win under the Wholesale Banking Awards category,
where the Bank was named Domestic Project Finance Bank of the Year – Sri Lanka,
affirming its leadership in funding national infrastructure and large-scale
development projects.<o:p></o:p></span></p><p class="MsoNormal" style="text-align:justify"><span style="font-family:&quot;Source sans pro&quot;,&quot;serif&quot;;
mso-bidi-font-family:&quot;Times New Roman&quot;">The Asian Banking &amp; Finance Awards
are widely regarded as one of the most competitive and respected recognitions
in the region, and NDB ‘s recognition is a testament to the Bank’s vision,
agility, and sustained delivery of impactful banking solutions tailored to Sri
Lanka’s evolving needs.<o:p></o:p></span></p><p class="MsoNormal" style="text-align:justify"><span style="font-family:&quot;Source sans pro&quot;,&quot;serif&quot;;
mso-bidi-font-family:&quot;Times New Roman&quot;">The title of Domestic Retail Bank of
the Year further cements NDB’s role as a dynamic retail banking leader, driven
by digital transformation, inclusive products, and a strong nationwide presence
that supports individuals and SMEs alike.<o:p></o:p></span></p><p class="MsoNormal" style="text-align:justify"><span style="font-family:&quot;Source sans pro&quot;,&quot;serif&quot;;
mso-bidi-font-family:&quot;Times New Roman&quot;">Meanwhile, the Islamic Banking
Initiative of the Year award marks a historic first for NDB, reflecting the
Bank’s dedication to expanding inclusive financial services and offering
ethical, Shariah-compliant banking solutions that serve a growing segment of
Sri Lankan society. This achievement recognises the Bank’s strategic entry and
success in Islamic finance, built on transparency, trust, and structured growth.<o:p></o:p></span></p><p class="MsoNormal" style="text-align:justify"><span style="font-family:&quot;Source sans pro&quot;,&quot;serif&quot;;
mso-bidi-font-family:&quot;Times New Roman&quot;">Commenting on the wins, Kelum
Edirisinghe, Director and CEO of NDB Bank, stated, “These recognitions are a
proud moment for all of us at NDB. They are a reflection of the trust our
customers place in us and the dedication of our teams who strive every day to
deliver banking excellence with purpose. As we continue to innovate, our focus
remains on deepening customer relationships, expanding financial access, and
supporting the broader economic progress of Sri Lanka.”<o:p></o:p></span></p><p class="MsoNormal" style="text-align:justify"><span style="font-family:&quot;Source sans pro&quot;,&quot;serif&quot;;
mso-bidi-font-family:&quot;Times New Roman&quot;">These latest awards add to NDB’s impressive
legacy of recognition at the Asian Banking &amp; Finance Awards over the years,
showcasing the Bank’s consistency, capability, and forward-thinking approach
across retail, corporate, and project financing domains.<o:p></o:p></span></p><p class="MsoNormal" style="text-align:justify"><span style="font-family:&quot;Source sans pro&quot;,&quot;serif&quot;;
mso-bidi-font-family:&quot;Times New Roman&quot;">As NDB continues its journey of empowering
lives and enriching the nation, these recognitions serve as a reminder of the
impact purposeful banking can achieve, fostering inclusion, innovation, and
long-term growth for all Sri Lankans.<o:p></o:p></span></p><p>

















</p><p class="MsoCommentText" style="text-align:justify"><span style="font-size: 12pt; font-family: &quot;Source sans pro&quot;, &quot;serif&quot;; color: windowtext; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">NDB Bank is the fourth-largest listed
commercial bank in Sri Lanka. NDB was named Sri Lanka's Best Bank for
Corporates at Euromoney Awards for Excellence 2024 and was awarded Domestic
Retail Bank of the Year - Sri Lanka and Sri Lanka Domestic Project Finance Bank
of the Year by Asian Banking and Finance Magazine (Singapore) Awards 2024. NDB
is the parent company of the NDB Group, comprising capital market subsidiary
companies, together forming a unique banking and capital market services group.
The Bank is committed to empowering the nation and its people through
meaningful financial and advisory services powered by digital banking
solutions.</span><span style="font-family:&quot;Source sans pro&quot;,&quot;serif&quot;;mso-bidi-font-family:
&quot;Times New Roman&quot;"><o:p></o:p></span></p>

NDB Bank Honoured with Prestigious Titles at Asian Banking & Finance Awards 2025

<p class="MsoNormal" style="text-align:justify"><span style="font-family:"Source sans pro","serif";
mso-bidi-font-family:"Times New Roman"">In a powerful step toward environmental
sustainability and youth empowerment, NDB Bank is proud to announce its
partnership with the Wildlife and Nature Protection Society (WNPS) to support
the expansion of the WNPS Youth Wing’s ‘Education for Conservation’ program to
ten schools in the Kurunegala District. The official MoU signing for this
partnership took place on 20th June at NDB Bank premises with representatives
from both WNPS and the Bank present. This initiative is part of NDB’s broader
commitment to empowering future generations to lead with purpose, passion, and
a deep respect for the environment.<o:p></o:p></span></p><p class="MsoNormal" style="text-align:justify"><span style="font-family:"Source sans pro","serif";
mso-bidi-font-family:"Times New Roman""> </span><span style="font-family: "Source sans pro", "serif"; font-size: 1rem;">The program will engage over 500
schoolchildren annually, creating a lasting impact through education,
leadership training, and hands-on environmental action. Through a carefully
designed structure, students will participate in workshops covering themes such
as biodiversity, climate change, pollution, and sustainability, while also
receiving mentorship to launch school-based sustainability projects and citizen
science initiatives.</span></p><p class="MsoNormal" style="text-align:justify"><span style="font-family:"Source sans pro","serif";
mso-bidi-font-family:"Times New Roman""> </span><span style="font-family: "Source sans pro", "serif"; font-size: 1rem;">“At NDB, we believe that creating a
sustainable future begins with educating and equipping our youth,” said
Lasantha Dassanayaka, the Head of NDB Bank’s Corporate Sustainability
Committee, “This partnership with WNPS reflects our unwavering commitment to sustainability,
conservation, and holistic nation-building. We are not just funding a program,
we are investing in the environmental consciousness of tomorrow’s leaders.”</span></p><p class="MsoNormal" style="text-align:justify"><span style="font-family:"Source sans pro","serif";
mso-bidi-font-family:"Times New Roman""> </span><span style="font-family: "Source sans pro", "serif"; font-size: 1rem;">Echoing his sentiments, Shontaal Manuelpillai,
the Co-Chairperson of WNPS Youth Wing stated “Positive change starts within
your communities, and schools are one of the first points of action. The WNPS
Youth Wing is excited to start a new chapter in the ‘Education for
Conservation’ journey of youth inspiring youth creating the next generation of
thoughtful leaders”</span></p><p class="MsoNormal" style="text-align:justify"><span style="font-family:"Source sans pro","serif";
mso-bidi-font-family:"Times New Roman""> </span></p><p class="MsoNormal" style="text-align:justify"><span style="font-family:"Source sans pro","serif";
mso-bidi-font-family:"Times New Roman""><br></span><span style="font-family: "Source sans pro", "serif"; font-size: 1rem;">As a financial and brand partner of the
initiative, NDB will support a range of activities across the program’s
lifecycle, including:</span></p><p class="MsoNormal" style="text-align:justify"><span style="font-family:"Source sans pro","serif";
mso-bidi-font-family:"Times New Roman""> </span><span style="font-family: "Source sans pro", "serif"; font-size: 1rem;">Awareness-building sessions conducted in
schools</span></p><p class="MsoNormal" style="text-align:justify"><span style="font-family: "Source sans pro", "serif"; font-size: 1rem;"> Field-based nature education events and
reforestation drives</span></p><p class="MsoNormal" style="text-align:justify"><span style="font-family:"Source sans pro","serif";
mso-bidi-font-family:"Times New Roman""> </span><span style="font-family: "Source sans pro", "serif"; font-size: 1rem;">A district-level felicitation ceremony to
honour impactful student projects</span></p><p class="MsoNormal" style="text-align:justify"><span style="font-family:"Source sans pro","serif";
mso-bidi-font-family:"Times New Roman""> </span><span style="font-family: "Source sans pro", "serif"; font-size: 1rem;">Special leadership development training for
top-performing youth ambassadors</span></p><p class="MsoNormal" style="text-align:justify"><span style="font-family:"Source sans pro","serif";
mso-bidi-font-family:"Times New Roman""> </span></p><p class="MsoNormal" style="text-align:justify"><span style="font-family:"Source sans pro","serif";
mso-bidi-font-family:"Times New Roman""> </span><span style="font-family: "Source sans pro", "serif"; font-size: 1rem;">Additionally, students selected as
district ambassadors will be supported through a dedicated stipend facilitated
via NDB accounts, strengthening the connection between responsible banking and
responsible living. NDB staff will also play an active role in engaging with
the program through volunteering and mentorship, creating a dynamic platform
for collaboration and shared purpose.</span></p><p class="MsoNormal" style="text-align:justify"><span style="font-family:"Source sans pro","serif";
mso-bidi-font-family:"Times New Roman""> </span><span style="font-family: "Source sans pro", "serif"; font-size: 1rem;">The WNPS Youth Wing Program has already proven
its effectiveness in multiple districts, cultivating environmentally literate
youth and inspiring grassroots action. With NDB’s support, the program now
enters the Kurunegala District with renewed energy and expanded capacity,
aiming to build a vibrant network of 100 youth leaders, 10 sustainability
action projects, and 10 biodiversity monitoring initiatives.</span></p><p class="MsoNormal" style="text-align:justify"><span style="font-family:"Source sans pro","serif";
mso-bidi-font-family:"Times New Roman""> </span><span style="font-family: "Source sans pro", "serif"; font-size: 1rem;">This partnership also supports NDB’s ESG-aligned
sustainability agenda, where environmental protection, community education, and
inclusive leadership development form integral pillars of the Bank’s
purpose-driven strategy.</span></p><p class="MsoNormal" style="text-align:justify"><span style="font-family: "Source sans pro", "serif"; font-size: 1rem;"> NDB Bank remains committed to being a force
for good—enabling transformation not just in financial ecosystems, but in the
ecological and social landscapes of Sri Lanka. Through this initiative, the
Bank invites students, educators, and the broader community to come together in
safeguarding the natural world and shaping a future built on awareness,
resilience, and respect for the planet.</span></p>

NDB Partners with WNPS to Nurture the Next Generation of Environmental Leaders

<p class="MsoNormal" style="border:none;mso-padding-alt:12.0pt 31.0pt 31.0pt 31.0pt;
mso-border-shadow:yes"><span style="font-family:"Source sans pro","serif"">In
commemoration of the United Nations’ MSME Day 2025, NDB Bank proudly
participated in the MSME Business Development Summit and Business Excellence
Awards hosted by the Institute of Certified Management Accountants of Sri Lanka
(CMA Sri Lanka). Held at the Bandaranaike Memorial International Conference
Hall (BMICH), the event brought together industry leaders, policymakers, financial
institutions, and entrepreneurs to honour and advance the contribution of
Micro, Small, and Medium Enterprises (MSMEs) in Sri Lanka.</span></p><p class="MsoNormal" style="border:none;mso-padding-alt:12.0pt 31.0pt 31.0pt 31.0pt;
mso-border-shadow:yes"><span style="font-family: "Source sans pro", "serif"; font-size: 1rem;"><br></span></p><p class="MsoNormal" style="border:none;mso-padding-alt:12.0pt 31.0pt 31.0pt 31.0pt;
mso-border-shadow:yes"><span style="font-family: "Source sans pro", "serif"; font-size: 1rem;">Among
the awardees was Sobako (Pvt) Ltd, a valued client of NDB’s Kottawa Branch, who
was adjudged one of the Top 10 in Business Excellence under the Bank’s own
nomination. The recognition not only reflects the entrepreneurial strength of
the client but also underscores NDB’s proactive role in identifying, nurturing,
and celebrating SME excellence within its portfolio.</span></p><p class="MsoNormal" style="border:none;mso-padding-alt:12.0pt 31.0pt 31.0pt 31.0pt;
mso-border-shadow:yes"><span style="font-family: "Source sans pro", "serif"; font-size: 1rem;"><br></span></p><p class="MsoNormal" style="border:none;mso-padding-alt:12.0pt 31.0pt 31.0pt 31.0pt;
mso-border-shadow:yes"><span style="font-family:"Source sans pro","serif""> </span><span style="font-family: "Source sans pro", "serif"; font-size: 1rem;">Representing
NDB Bank at this national platform was Nilendra Vithanage, Chief Manager –
Zonal Head / Business Banking, who took part in a high-level panel discussion
during Technical Session 2 of the summit. Drawing on his expertise in SME
finance and business banking, Nilendra contributed to the discussion on
enabling MSME growth through targeted lending, financial rehabilitation, access
to export financing, and entrepreneurial development.</span></p><p class="MsoNormal" style="border:none;mso-padding-alt:12.0pt 31.0pt 31.0pt 31.0pt;
mso-border-shadow:yes"><span style="font-family: "Source sans pro", "serif"; font-size: 1rem;"><br></span></p><p class="MsoNormal" style="border:none;mso-padding-alt:12.0pt 31.0pt 31.0pt 31.0pt;
mso-border-shadow:yes"><span style="font-family:"Source sans pro","serif""> </span><span style="font-family: "Source sans pro", "serif"; font-size: 1rem;">Speaking
on the Bank’s role in MSME development, Nilendra Vithanage of NDB noted that
“At NDB, we recognize that MSMEs form the backbone of Sri Lanka’s economy.
Through specialised solutions, capacity-building programmes, and partnerships
such as this, we continue to empower small business owners with the knowledge,
financial access, and digital tools they need to thrive in evolving markets.”</span></p><p class="MsoNormal" style="border:none;mso-padding-alt:12.0pt 31.0pt 31.0pt 31.0pt;
mso-border-shadow:yes"><span style="font-family: "Source sans pro", "serif"; font-size: 1rem;"><br></span></p><p class="MsoNormal" style="border:none;mso-padding-alt:12.0pt 31.0pt 31.0pt 31.0pt;
mso-border-shadow:yes"><span style="font-family:"Source sans pro","serif""> </span><span style="font-family: "Source sans pro", "serif"; font-size: 1rem;">The
summit, held under the theme ‘Business for MSMEs – Connecting the
Entrepreneurs,’ was inaugurated by Central Bank Governor Dr. Nandalal
Weerasinghe and concluded with an awards ceremony graced by Asian Development
Bank (ADB) Country Director Takafumi Kadono. A key highlight of the day was the
presentation of the Top 10 Business Excellence Awards for MSMEs, with special
recognition extended to the respective financial institutions supporting the
winners.</span></p><p class="MsoNormal" style="border:none;mso-padding-alt:12.0pt 31.0pt 31.0pt 31.0pt;
mso-border-shadow:yes"><span style="font-family: "Source sans pro", "serif"; font-size: 1rem;"><br></span></p><p class="MsoNormal" style="border:none;mso-padding-alt:12.0pt 31.0pt 31.0pt 31.0pt;
mso-border-shadow:yes"><span style="font-family:"Source sans pro","serif""> </span><span style="font-family: "Source sans pro", "serif"; font-size: 1rem;">NDB’s
participation in this event reinforces its long-standing commitment to MSME
advancement, both through its dedicated Business Banking and SME Banking
divisions, as well as platforms such as NEOSBIZ, specialized credit schemes,
and targeted advisory programmes. The Bank continues to work closely with
national and international partners to deliver holistic, inclusive banking
solutions to one of the country’s most vital economic segments.</span></p><p class="MsoNormal" style="border:none;mso-padding-alt:12.0pt 31.0pt 31.0pt 31.0pt;
mso-border-shadow:yes"><span style="font-family: "Source sans pro", "serif"; font-size: 1rem;"><br></span></p><p class="MsoNormal" style="border:none;mso-padding-alt:12.0pt 31.0pt 31.0pt 31.0pt;
mso-border-shadow:yes"><span style="font-family:"Source sans pro","serif""> </span><span style="font-family: "Source sans pro", "serif"; font-size: 1rem;">As
the Sri Lankan economy pivots toward sustainable recovery and inclusive growth,
NDB remains committed to supporting MSMEs as engines of innovation, employment,
and resilience.</span></p>

NDB Bank Joins CMA Sri Lanka in Celebrating Excellence in MSME Development

<p><span style="font-size: 1rem;">In a shared vision to simplify international education pathways and empower Sri Lankan students with global opportunities, NDB Bank is pleased to announce its strategic partnership with VXL Education, a leading international education consultancy firm with over 15 years of experience in the sector.</span><br></p><p><span style="font-size: 1rem;">The official signing of the Memorandum of Understanding (MOU) took place at NDB Bank Head Office, marking the beginning of a collaboration that promises to support aspiring students with a seamless and financially accessible path to study abroad.</span><br></p><p><span style="font-size: 1rem;">Signing on behalf of NDB were Mr. Sanjaya Perera, Senior Vice President – Personal Banking & Customer Experience, and Mr. Zeyan Hameed, Vice President – Retail Banking, while Mr. Ayodhya Kodagoda, Managing Director of VXL Education, and Mr. Nihal Kodagoda, Director/CFO, represented the education consultancy at the event.</span><br></p><p><span style="font-size: 1rem;">With an extensive global presence and a 97% visa success rate, VXL Education has helped over 2,000 students navigate their international education journeys, offering end-to-end services from university selection and visa processing to onshore support and accommodation. Their partnerships span across destinations including Australia, the UK, Canada, Germany, the USA, and beyond.</span><br></p><p><span style="font-size: 1rem;">Through this partnership, NDB Bank will offer a suite of tailored financial solutions that complement VXL Education’s student support framework. This includes education loan offerings, student file facilities, and foreign remittance support, ensuring that families have access to the resources they need when preparing for overseas education.</span><br></p><p><span style="font-size: 1rem;">Commenting on the partnership, Sanjaya Perera noted, “At NDB, we are committed to empowering the aspirations of our younger generation. Partnering with a globally respected brand like VXL Education enables us to strengthen our support to students and families who are embarking on life-changing academic journeys. We are proud to be a part of their future.”</span><br></p><p><span style="font-size: 1rem;">This collaboration aligns with NDB’s broader purpose of being a trusted partner in every moment that matters, whether it’s financial planning, education, entrepreneurship, or global mobility. By supporting education abroad through responsible and flexible financing, NDB Bank continues to position itself as a catalyst for personal growth and national development.</span><br></p><p><span style="font-size: 1rem;">NDB Bank is the fourth-largest listed commercial bank in Sri Lanka. NDB was named Sri Lanka's Best Bank for Corporates at Euromoney Awards for Excellence 2024 and was awarded Domestic Retail Bank of the Year - Sri Lanka and Sri Lanka Domestic Project Finance Bank of the Year by Asian Banking and Finance Magazine (Singapore) Awards 2024. NDB is the parent company of the NDB Group, comprising capital market subsidiary companies, together forming a unique banking and capital market services group. The Bank is committed to empowering the nation and its people through meaningful financial and advisory services powered by digital banking solutions.</span><br></p><div><br></div>

NDB Bank Partners with VXL Education to Empower Sri Lankan Students Pursuing Global Education

<div><span style="font-size: 1rem;">NDB Bank recently hosted its prestigious Retail Banking Awards 2024, honouring the exceptional achievements and unwavering commitment of its employees across the island. This annual celebration stands as a proud tradition within the Bank, recognising the passion, performance, and dedication of staff who continue to push boundaries and drive NDB forward.</span></div><div><br></div><div>This year’s ceremony was held under the theme “Quantum 2024: A Leap in Banking Excellence”, reflecting the Bank’s renewed commitment to transformation, growth, and purpose-driven leadership. The event brought together teams from across the country to celebrate milestones reached and new standards set across NDB’s retail network. From frontline officers to support staff, every award highlighted the collective effort behind the Bank’s mission to deliver impactful, customer-focused financial solutions to Sri Lankans from all walks of life.</div><div><br></div><div>Among the highly anticipated accolades of the night was the Best National Branch Award, which saw the Moratuwa Branch claim the title of Champion for 2024, followed by the Dambulla Branch as First Runner-Up and the Ambalantota Branch as Second Runner-Up. Their achievements reflected strong leadership, consistent performance, and outstanding teamwork in meeting the evolving needs of their communities.</div><div><br></div><div>The evening also recognised high performers across a wide array of business verticals, including savings, current and fixed deposits, home loans, leasing, pawning, Aachara, SME banking, digital banking, cards, bancassurance, trade finance, and overall service excellence. Special accolades were awarded in areas such as operational excellence, Bank2U, PRV officers, recoveries, project finance, and more, underscoring the depth and diversity of talent within the organisation.</div><div>Adding to the celebratory atmosphere, the Central Region was honoured with the Best Region of 2024 Award, in recognition of its remarkable contribution and year-round performance across key indicators.</div><div><br></div><div>Speaking at the event, CEO of NDB Bank, Kelum Edirisinghe, stated, “shared his reflections on the journey so far and the road ahead: “Excellence is not a destination; it is a discipline. What we are witnessing here tonight is the result of relentless effort, a shared vision, and a culture rooted in accountability and purpose. As we leap forward into a new era of banking, our people remain the most powerful force driving that transformation. Let this recognition be a moment of pride, but also a call to keep raising the bar for our customers.”</div><div><br></div><div>Echoing these sentiments, Sanjaya Perera, Senior Vice President – Personal Banking and Customer Experience, noted, “Behind every number, every milestone, is a person and a team that chose to show up, adapt, and deliver. These awards are not just a celebration of performance but also a recognition of character, consistency, and commitment. I am proud of the culture we’ve built, one that thrives on results, yes, but more importantly, on people who lead with purpose.”</div><div><br></div><div>The NDB Retail Banking Awards are more than a celebration of performance; they are a tribute to the people who make excellence possible every day. In a year that presented challenges and opportunities, NDB’s employees remained focused, their impact meaningful, and their dedication unmatched.</div><div><br></div><div>As NDB continues its journey of transformation, the Retail Banking Awards 2024 serve as a reminder that behind every milestone stands a team and a Bank committed to leaping boldly into the future of banking excellence.</div><div><br></div>

NDB Applauds Dedication and Excellence at the 2024 Retail Banking Awards

<p><span style="font-size: 1rem;">NDB Bank as part of its commitment to environmental stewardship and sustainable development is proud to support the “Life to Our Coral Reefs” initiative, an ambitious five-year conservation programme spearheaded by Biodiversity Sri Lanka (BSL) under the guidance of the Department of Wildlife Conservation. This multi-stakeholder project aims to restore and protect the Kayankerni Coral Reef in Batticaloa, one of Sri Lanka’s most ecologically significant marine ecosystems.</span></p><p>The “Life to Our Coral Reefs” project seeks to enhance reef resilience, establish a robust research and monitoring framework, and uplift local communities through alternative livelihoods and capacity-building. This effort not only focuses on coral reefs but also benefits nearby seagrass beds and mangrove ecosystems, which are vital to marine biodiversity and coastal protection. It is guided by the globally recognised IUCN Nature-based Solutions (NbS) standard, ensuring that all conservation and socio-economic outcomes are designed for long-lasting impact.</p><p>The Kayankerni Reef designated a Marine Sanctuary in 2019, plays a vital role in supporting Sri Lanka’s fisheries and tourism industries while also acting as a natural coastal defence system. However, the reef faces increasing threats from climate change, unsustainable fishing practices, pollution, and coral bleaching. Through the project, targeted interventions will be carried out to build ecological resilience, promote sustainable tourism practices, reduce plastic pollution, and educate local communities about marine conservation.</p><p>For NDB, this initiative is a natural extension of its sustainability mandate and its belief in aligning business growth with environmental responsibility. As a bank that understands the importance of inclusive progress, NDB views ecosystem restoration not only as a conservation priority but also as a pathway to socio-economic empowerment, especially for communities that rely on marine resources for their livelihoods.</p><p>Commenting on the partnership, the Head of NDB Bank’s Corporate Sustainability Committee Lasantha Dassanayaka, stated, “At NDB, sustainability is integrated into everything we do. Our support for the ‘Life to Our Coral Reefs’ initiative reflects our belief in collaborative action and long-term solutions that benefit both people and the planet. By investing in marine ecosystem recovery, we are investing in the future of our nation.”</p><p>Adding her thoughts on the collaboration, Shiranee Yasaratne, Senior Advisor of Biodiversity Sri Lanka, stated, “We are delighted to have NDB Bank join us as a committed partner in this national effort to restore the health and resilience of Sri Lanka’s coral reefs. Private sector participation is vital to the success and longevity of conservation initiatives. NDB’s support demonstrates the powerful role that businesses can play in driving environmental change while fostering sustainable community development.”</p><p>With key activities ranging from coral reef monitoring, solid waste management, community-based eco-tourism, and sustainable fishing initiatives, the project is poised to deliver transformative benefits across ecological and socio-economic dimensions. Over the next five years, NDB will work alongside other private sector partners to ensure that the Kayankerni Reef is not only protected, but revitalised as a living symbol of resilience and renewal.</p><p>NDB Bank remains steadfast in its commitment to empowering the nation and enriching lives, not only through financial solutions but through environmental and social impact that ensures future generations inherit a thriving, sustainable Sri Lanka.</p><div><br></div>

NDB Bank Unites to Protect Sri Lanka’s Coral Reefs through a Multi-Stakeholder Conservation Effort

<p><span style="font-size: 1rem;">In line with its commitment to economic empowerment and environmental conservation NDB Bank has collaborated with the Ministry of Industries to introduce the “E-Friends II” Refinance Loan Scheme, a purpose-driven financial facility designed to support industrialists in transforming their operations through sustainable and environmentally responsible practices. </span><br></p><p><span style="font-size: 1rem;">As the nation moves toward a greener future, the demand for responsible manufacturing and cleaner industrial practices has never been greater. In response, the E-Friends II Refinance Loan Scheme offers affordable financial assistance at an attractive annual interest rate of just 6.5%, enabling entrepreneurs to invest in sustainable technologies and practices that reduce pollution, enhance resource efficiency, and promote long-term environmental stewardship.</span></p><p>Eligible entrepreneurs can access loan amounts of up to Rs. 30 million, with a generous repayment period of up to 10 years, giving businesses the flexibility and time required to implement impactful, eco-friendly changes. Whether you're planning to make your business greener, improve production methods, or invest in energy-saving equipment, this scheme offers the ideal financial support to help protect the environment while advancing your business goals.</p><p>The E-Friends II Refinance Loan Scheme supports a wide range of environmentally focused initiatives, including:</p><p>-<span style="white-space: pre;">	</span>Reducing industrial pollution and harmful emissions</p><p>-<span style="white-space: pre;">	</span>Introducing cleaner production technologies and processes </p><p>-<span style="white-space: pre;">	</span>Managing waste more effectively and promoting resource efficiency</p><p>-<span style="white-space: pre;">	</span>Saving energy and adopting renewable energy solutions</p><p>-<span style="white-space: pre;">	</span>Encouraging circular economy principles and sustainable production</p><p>Speaking on the launch of the scheme, Indika Ranaweera, Vice President – SME, Middle Markets and Business Banking at NDB Bank stated, "Through this facility, we are enabling Sri Lankan businesses to become not just more competitive, but also more responsible. The E-Friends II Refinance Loan Scheme provides a tangible way for industrialists to contribute to national environmental goals while future-proofing their operations. At NDB, we’re proud to serve as a financial partner that prioritizes both economic growth and sustainability."</p><p>In line with its customer-centric approach, NDB Bank offers expert advisory services and end-to-end support throughout the loan process, from application to disbursement. The Bank’s extensive branch network and dedicated officers ensure that business owners across the island receive timely assistance to realize their sustainability ambitions.</p><p>Entrepreneurs interested in applying for the E-Friends II Refinance Loan Scheme are encouraged to visit their nearest NDB branch or speak to their Relationship Manager to learn more about how they can take the next step toward a cleaner, greener, and more resilient future.</p>

NDB Bank Empowers Sri Lankan Industry to Go Green with E-Friends II Refinance Loan Scheme

<p>NDB Bank, in collaboration with News First, is proud to announce the commencement of applications for the Corporate Sector Competition of Sri Lanka Vanithabhimana 2025, the nation’s most distinguished platform dedicated to honouring and empowering exceptional women. Following the success of the Provincial Sector initiative, the spotlight now turns to the accomplished and trailblazing women of Sri Lanka’s corporate and professional spheres.</p><p>This year’s Corporate Sector Competition breaks new ground by welcoming applications from all elite women professionals, entrepreneurs, and leaders, without restriction. Whether you are at the helm of a business, shaping policy in the public sector, leading innovation in finance, marketing, education, healthcare, or any professional domain, Sri Lanka Vanithabhimana 2025 invites you to step into the elite circle of distinguished women who are building Sri Lanka’s future.</p><p>The application process officially opened on 30th April 2025, and NDB Bank and News First encourage all esteemed corporate heroines to submit their applications before the 2nd of June 2025. This is a unique opportunity for Sri Lanka’s most impactful women to gain national recognition for their contributions to the economy, society, and nation at large.</p><p>In parallel, NDB Bank will be launching the Vanithabhimana Women’s Entrepreneurship Support Course (Vanitha Vyawasayakathwa Athwela), a transformative three-month upskilling programme designed to equip women entrepreneurs with practical expertise in Business Administration, Human Resource Management, Accounting, Sales, and Marketing. Delivered free of charge by industry experts, this initiative underscores NDB’s commitment to fostering sustainable growth, job creation, and global competitiveness for women-led businesses.&nbsp;&nbsp;</p><p><span style="font-size: 1rem;">Women who believe in the power of leadership, vision, and meaningful change are invited to take their rightful place among Sri Lanka’s most admired women. The Corporate Sector Competition is not merely about recognition—it is about celebrating influence, progress, and the unwavering spirit of professional excellence, while the upskilling programme provides the tools to turn ambition into tangible impact.&nbsp;&nbsp;</span><br></p><p><span style="font-size: 1rem;">Applications can be submitted via email to vb2025@ndbbank.com and assistance is readily available through any NDB branch across the island. Entrepreneurs keen to join the upskilling programme can visit https://www.ndbbank.com/banking-on-women/vanithabhimana or contact Thishani at 0765699251.</span><br></p><p><span style="font-size: 1rem;">As a bank that champions inclusive progress and sustainability, NDB remains committed to nurturing female leadership at all levels of society. Through initiatives like Vanithabhimana, we continue to pave the way for more Sri Lankan women to break barriers, lead with purpose, and inspire future generations.</span><br></p><p>Apply today and be celebrated for the legacy you are creating!</p><div><br></div>

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