Unlock the Advantage in Your Wallet with NDB Balance Transfer Enjoy the convenience of transferring your other bank credit card balances to your NDB Credit Card and repay in affordable monthly installments.
Key Features
- Exclusively available to Platinum, Signature, and Infinite NDB primary credit cardholders (corporate cards excluded).
- Transfer a minimum of Rs. 100,000/- and up to 80% of your approved credit limit, subject to available balance.
- Repay in equal monthly installments for up to 60 months, with competitive processing fees and setup charges.
- Approved BT amount will be transferred to your other bank credit card via CEFT within 3 working days.
- Available Tenures & Processing Fee
| Tenure | 12 MOnths | 24 Months | 48 Months | 60 Months |
| Per Month Processing Fee | 0% | 0.50% | 0.70% | 0.70% |
| AER | 0% | 15.83% | 16.46% | 16.52% |
| Setup Fee(LKR) | 5,000 | 5,000 | 5,000 | 5,000 |
Additional Information
- The total BT amount will be blocked from your available credit limit and released progressively as monthly installments are billed and paid.
- Monthly installments will be debited to your card account and include both principal and processing fee.
- If the total monthly statement, including the BT installment, is not settled by the due date, standard credit card interest rates will apply.
- NDB reserves the right to foreclose the BT facility and debit the full outstanding amount in case of payment default.
- Early settlement is subject to a 4% fee on the remaining BT outstanding.
- NDB is not liable for any interest, overpayments, or charges on the other bank credit card due to payment delays.
How to Apply
To apply for a Balance Transfer, simply fill out the application form and submit it along with your latest Other Bank Credit Card statement to:
contact@ndbbank.com
Or hand it over to your nearest NDB branch
Click here to download the Balance Transfer Application Form