Owning a home to call your own!
Key Features
- 80% of the FSV per selling price (whichever is lower) for salaried segment & 70% for self-employed
- Flexible repayment tenure up to 25 years (subject to retirement age)
- Tailor-made repayment options to suit your needs
- Hassle-free insurance blanket covers up to Rs. 20mn
- Special benefits from NDB Registered Apartment projects
What You'll Need
- A copy of the National Identity Card (NIC)
- Sellers letter (stating the selling price of a unit per sales agreement)
- Letter from employer (covering designation, salary, allowances, period of service)
- Salary slips and bank statements for the last 3 month
More Details
Who Can Apply?
- Resident Sri Lankan citizens
- Age: 18 to 60 years (subject to retirement age)
Key Features for Salaried Employees
- Repayment tenure up to 25 years or retirement age
- Financing from Rs. 100,000/- upwards
- Dedicated personalised team to assist you
- Ability to structure the loan to suit your repayment capacity
Who Can Apply?
- Resident Sri Lankan Citizens
- Salaried employees and professionals
- Age: 18 to 60 years (subject to retirement age)
What You'll Need
- Copy of the National Identity Card (NIC)
- Sellers Letter (stating the selling price of land or residential property)/Sales agreement
- Employer letter (covering designation, salary, allowances, period of service)
- Latest salary slips
- Bank statements for three months
Legal Documents
- Copies of the title deeds
- Copies of the plans
- Latest survey plan referred to in the Deed, approved by the Local Authority. If older than 10 years, a new survey plan is required (or a letter from the Local Authority)
- Certified original extracts of the property for the last 25 years (obtained no more than one month prior to application)
- Local Authority certificates (Street line / Non-Vesting and Ownership certificates) issued within the last six months
- Tax receipts/Assessment Notices
In Case of Construction of a House
- Approved building plan (or a letter from the Local Authority)
- Bill of Quantities acceptable to the bank (for construction/extension)
Insurance
- Mortgage Protection Policy (MPP) to cover the full loan amount, assigned to the bank
- Fire insurance cover obtained and assigned to the bank
Key Features for Self-Employed
- Repayment tenure up to 10 years
- Financing from Rs. 500,000/-
- Dedicated personalised team to assist you
- Ability to structure the loan to suit your repayment capacity
Who Can Apply?
- Resident Sri Lankan citizens
- Self-employed individuals and professionals
- Age: 18 to 65 years (subject to retirement age)
What You'll Need
- Two photocopies of the National Identity Card (NIC)
- Sellers letter (stating the selling price of land or residential property)
Credit Documents
- Personal bank statements for the last three months
- Certificate of Business Registration
- Financial statements for the past three years
- Company bank statements for the last six months
Legal Documents
- Copies of the title deeds
- Copies of the plans
- Latest survey plan referred to in the Deed, approved by the Local Authority. If older than 10 years, a new survey plan is required (or a letter from the Local Authority)
- Certified original extracts of the property for the last 25 years (obtained no more than one month prior to application)
- Local Authority certificates (Street line / Non-Vesting and Ownership certificates) issued within the last six months
- Tax receipts/Assessment Notices