80% of the FSV/Selling price (whichever is lower) for salaried segment & 70% for self-employed.
Flexible repayment tenure up to 25 years (subject to retirement age).
Tailor-made repayment options to suit your needs.
Hassle-free insurance blanket covers up to Rs. 20Mn.
Special benefits from NDB Registered Apartment projects.
What You'll Need
A copy of the National Identity Card (NIC).
Sellers Letter (stating the selling price of a unit/Sales agreement).
Letter from employer (covering designation, salary, allowances, period of service).
Latest 03 months' salary slips & bank statements.
More Details
Who Can Apply?
Resident Sri Lankan Citizens.
Age: 18 to 60 years (subject to retirement age).
Key Features for Salaried Employees
Repayment tenure up to 25 years or retirement age.
Financing from Rs. 100,000/- upwards.
Dedicated personalized team to assist you.
Ability to structure the loan to suit your repayment capacity.
Who Can Apply?
Resident Sri Lankan Citizens.
Salaried employees and professionals.
Age: 18 to 60 years (subject to retirement age).
What You'll Need
Copy of the National Identity Card (NIC).
Sellers Letter (stating the selling price of land or residential property)/Sales agreement.
Employer letter (covering designation, salary, allowances, period of service).
Latest salary slips.
Bank statements for three months.
Legal Documents
Copies of the title deeds.
Copies of the plans.
Latest survey plan referred to in the Deed, approved by the Local Authority. If older than 10 years, a new survey plan is required (or a letter from the Local Authority).
Certified original extracts of the property for the last 25 years (obtained no more than one month prior to application).
Local Authority certificates (Street line / Non-Vesting and Ownership certificates) issued within the last six months.
Tax receipts/Assessment Notices.
In Case of Construction of a House
Approved Building plan (or a letter from the Local Authority).
Bill of quantities acceptable to the bank (for construction/extension).
Insurance
Mortgage Protection Policy (MPP) to cover the full loan amount, assigned to the Bank.
Fire insurance cover obtained and assigned to the Bank.
Key Features for Self-Employed
Repayment tenure up to 10 years.
Financing from Rs. 500,000/-.
Dedicated personalized team to assist you.
Ability to structure the loan to suit your repayment capacity.
Who Can Apply?
Resident Sri Lankan Citizens.
Self-employed individuals and professionals.
Age: 18 to 65 years (subject to retirement age).
What You'll Need
Two photocopies of the National Identity Card (NIC).
Sellers Letter (stating the selling price of land or residential property).
Credit Documents
Personal Bank statements for the last three months.
Certificate of Business Registration.
Financial statements for the past three years.
Company bank statements for the last six months.
Legal Documents
Copies of the title deeds.
Copies of the plans.
Latest Survey plan referred to in the Deed, approved by the Local Authority. If older than 10 years, a new survey plan is required (or a letter from the Local Authority).
Certified original extracts of the property for the last 25 years (obtained no more than one month prior to application).
Local Authority certificates (Street line / Non-Vesting and Ownership certificates) issued within the last six months.