Achara Loans

NDB Aachara Loan Scheme dedicates itself to lend a helping hand towards the pensioners of our country.

Product Overview

NDB Aachara Loan Scheme dedicates itself to lend a helping hand towards the pensioners of our country.

Key Features
  • Maximum loan amount is Rs. 4,500,000/-
  • Anyone receiving a pension from the department of pensions Sri Lanka and crediting same to 'NDB Aachara' account (savings/current account) 
  • Repayment period maximum up to 15 years, subject to maximum age limit of 75 years
  • Life Insurance coverage for the borrower – in case of death, the loan will be settled in full by the insurer
  • No security requirements
What You'll Need
  • Copy of the NIC / Passport / Pension ID / Driving License
  • Valid document to verify the address
  • Any other document requested by the bank
More Details
  • Available to anyone receiving a pension from the Department of Pensions Sri Lanka and crediting the same to an NDB Aachara Account (savings/current account)
  • Maximum age limit of 75 years at the maturity date of the loan
  • Minimum monthly pension of Rs. 6,000/-