Choosing the right credit card should not be a daunting task, NDB Signature credit cards offers you better experiences and rewards so that you can live every day to the fullest. Enjoy convenience , security and peace of mind all at the same time.
Begin your journey with a NDB Signature credit card and get the most out of life.
Features & Benefits
e-Statements
Access your statements at your convenience.
Safety Net
Free Insurance coverage to cover the cardholder outstanding at the time of death or permanent disability.
Travel Insurance
Purchase your return air tickets using your NDB credit card
Easy Payment Plan
Repay your high value purchases in equal monthly installments at preferential rates.
Internet Banking/ NEOS Mobile Banking
Do all your banking transactions online from home, office or on the go. Simply log in to your mobile app.
International Privileges
Enjoy exclusive offers on lodging, transportation and airport services worldwide.
Lounge Key
Enjoy access to over 1,265+ airport lounges worldwide.
Offers & Deals
Year Round Discount & Promotions
SMS Alerts
Free SMS alert facility
3D secure Transactions
Enhanced security on Credit & Debit Card Transactions
Eligibility Criteria & Required Documents for Credit Card
General Eligibility
Minimum Age: 18 years
Valid Identification:
• National Identity Card (NIC)
• Passport
• Driver’s License
If you are a Salaried Employee
Income Requirement: You must be permanently employed with a minimum monthly net income of LKR 300,000. (after pay slip and Crib deductions)
Documents Required:
- Certified recent salary slips or a letter from your employer confirming your salary
- Proof of variable income for the past 3 months
- Proof of any fixed allowances
- Billing proof (if your current address is different from the one on your NIC)
If you are Self-Employed
Documents Required:
- Business Registration Certificate and supporting documents verifying the business type (e.g., sole proprietorship, partnership, or private limited company)
- Business current account statements for the past 6 months
- A letter from a certified auditor confirming your annual income for the last 2 years
- Tax returns and payment receipts for the most recent year
Special Instructions
Card Activation: Once you receive your card and PIN, you can activate your card by:
• Calling our 24/7 Customer Service Line at 011 744 8888, or
• Using the NDB NEOS Mobile Banking app.
Travelling Overseas?
Please contact our Customer Service team before your trip to ensure uninterrupted use of your NDB Credit Card while abroad.
Fees & Charges:
For details on applicable fees and charges, please refer to the Tariff Structure available in the Downloads section.
Special Instructions to NDB Credit Card Holders
When you receive your card & PIN, activate your card by calling 24/7 customer service line (0117448888) or through the NDB NEOS Mobile Banking application. If you are travelling overseas, please contact our customer service to enable an uninterrupted experience with your NDB Credit Card.
