Infinite Cards

A unique range of credit cards that give you superior deals, exceptional offers and enviable advantages all at the same time so you can enjoy life like never before. So go ahead and get the most out of life with a NDB Credit Card.

Features & Benefits

e-Statements

Access your statements at your convenience.

Safety Net

Free Insurance coverage to cover the cardholder outstanding at the time of death or permanent disability.

Travel Insurance

Purchase your return air tickets using your NDB credit card and be entitled to a complementary travel insurance cover (T&C apply)

Easy Payment Plan

Repay your high value purchases in equal monthly installments at preferential rates.

Internet Banking/ NEOS Mobile Banking

Do all your banking transactions online from home, office or on the go. Simply log in to your mobile app.

International Privileges

Enjoy exclusive offers on lodging, transportation and airport services worldwide.

Lounge Key

Enjoy access to over 1,265+ airport lounges worldwide.

Offers & Deals

Year Round Discount & Promotions

SMS Alerts

Free SMS alert facility

3D secure Transactions

Enhanced security on Credit & Debit Card Transactions

Eligibility Criteria & Required Documents for Credit Card

General Eligibility

Minimum Age: 18 years

Valid Identification:

• National Identity Card (NIC)

• Passport

• Driver’s License

If you are a Salaried Employee

Income Requirement: You must be permanently employed with a minimum monthly net income of LKR 500,000. (after pay slip and Crib deductions)

Documents Required:

Certified recent salary slips or a letter from your employer confirming your salary
Proof of variable income for the past 3 months
Proof of any fixed allowances
Billing proof (if your current address is different from the one on your NIC)

If you are Self-Employed

Documents Required:

Business Registration Certificate and supporting documents verifying the business type (e.g., sole proprietorship, partnership, or private limited company)
Business current account statements for the past 6 months
A letter from a certified auditor confirming your annual income for the last 2 years
Tax returns and payment receipts for the most recent year

Special Instructions

Card Activation: Once you receive your card and PIN, you can activate your card by:

• Calling our 24/7 Customer Service Line at 011 744 8888, or

• Using the NDB NEOS Mobile Banking app.

Travelling Overseas?

Please contact our Customer Service team before your trip to ensure uninterrupted use of your NDB Credit Card while abroad.

Fees & Charges:

For details on applicable fees and charges, please refer to the Tariff Structure available in the Downloads section.

Special Instructions to NDB Credit Card Holders

When you receive your card & PIN, activate your card by calling 24/7 customer service line (0117448888) or through the NDB NEOS Mobile Banking application. If you are travelling overseas, please contact our customer service to enable an uninterrupted experience with your NDB Credit Card.