A unique range of credit cards that give you superior deals, exceptional offers and enviable advantages all at the same time so you can enjoy life like never before. So go ahead and get the most out of life with a NDB Credit Card.
Features & Benefits
e-Statements
Access your statements at your convenience.
Safety Net
Free Insurance coverage to cover the cardholder outstanding at the time of death or permanent disability.
Travel Insurance
Purchase your return air tickets using your NDB credit card and be entitled to a complementary travel insurance cover (T&C apply)
Easy Payment Plan
Repay your high value purchases in equal monthly installments at preferential rates.
Internet Banking/ NEOS Mobile Banking
Do all your banking transactions online from home, office or on the go. Simply log in to your mobile app.
International Privileges
Enjoy exclusive offers on lodging, transportation and airport services worldwide.
Lounge Key
Enjoy access to over 1,265+ airport lounges worldwide. Enjoy access to over 1,265+ airport lounges worldwide along with free Wi-Fi, conference space and a wide range of pre-flight snacks and beverages to select from.
Offers & Deals
Year Round Discount & Promotions
SMS Alerts
Free SMS alert facility
3D secure Transactions
Enhanced security on Credit & Debit Card Transactions
Instructions to NDB cardholders
General Eligibility
- Minimum Age: 18 years
- Valid Identification:
- National Identity Card (NIC)
- Passport
- Driver’s License
If you are a Salaried Employee
Income Requirement
You must be permanently employed with a minimum gross monthly income of LKR 500,000.
Documents Required
- Certified recent salary slips or a letter from your employer confirming your salary
- Proof of variable income for the past 3 months
- Proof of any fixed allowances
- Billing proof (if your current address is different from the one on your NIC)
If you are Self-Employed
Documents Required
- Business Registration Certificate and supporting documents verifying the business type (e.g., sole proprietorship, partnership, or private limited company)
- Business current account statements for the past 6 months
- A letter from a certified auditor confirming your annual income for the last 2 years
- Tax returns and payment receipts for the most recent year
Special Instructions
Card Activation
Once you receive your card and PIN, you can activate your card by:
- Calling our 24/7 Customer Service Line at 011 744 8888
- Using the NDB NEOS Mobile Banking app
Travelling Overseas?
Please contact our Customer Service team before your trip to ensure uninterrupted use of your NDB Credit Card while abroad.
Fees & Charges
For details on applicable fees and charges, please refer to the Tariff Structure available in the Downloads section.
Special Instructions to NDB Credit Card Holders
When you receive your card & PIN, activate your card by calling the 24/7 customer service line (011 744 8888) or through the NDB NEOS Mobile Banking application. If you are travelling overseas, please contact our customer service to enable an uninterrupted experience with your NDB Credit Card.
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