Araliya Business Loan

Empower you and your business

Who Can Apply?

All legitimate businesses carried out by females,

Eligibility

  • Individual
  • Sole Proprietors
  • Partnerships or Companies where more than 51% of the partners/shareholder/Directors are female

KEY FEATURES

Type of loan Goods / Inventory Loans (Goods Loan) Capex loan Business Installment Loan (BIL)
Description Short-term solution for purchasing current assets / goods from suppliers to re-sell to the market (Note: Exclude Heavy equipment’s / machinery) Long term finance solution for purchasing assets (mainly fixed assets and heavy equipment). Product has been developed based on considering that the financed assets will go into balance sheet as Fixed Asset and not under Current Asset. Loan to cover administrative and operational expenses of the business
Loan amount Min LKR 50K and Max LKR 1 Mn Min LKR 50K and Max LKR 1 Mn Min LKR 50K and Max LKR 500K
Tenor Min 3 months to maximum 36 months Min 12 months to Max 60 months Min 12 months to Max 24 months
Collateral Personal Guarantees or any other acceptable security Personal Guarantees / Mortgage over project asset or any additional security acceptable to the bank Personal Guarantees or any other acceptable security