The NDB Debit Card gives you the recognition and flexibility to carry your account with you, wherever you go. This global card gives you unparalleled access to withdraw cash from innumerable ATMs and can be used to make cashless purchases in millions of establishments worldwide.

This card facilitates payments without cash or cheques. It is an effective money management tool for all banking individuals-either with or without a credit card.

The NDB VISA Debit Card not only allows you to conduct ATM transactions like balance enquiries and cash withdrawals but also provides you with easy access to supermarkets, shopping malls, restaurants and many more merchant establishments locally and internationally.

Combining the wide acceptability of a credit card and the thoughtful prudence of an ATM card, this is the most convenient accessory for you. No more fear of overspending. No more searching for the nearest ATM, Offering comfort and convenience especially to you from NDB. Fill in the Debit Card Application and hand it over to the nearest NDB branch or mail it to us.



  • Allows you to pay for your goods and services all over the world in one currency
  • Safer than cash!! - Need not worry about carrying or losing money
  • 24-hour access to bank (bank-in-wallet)
  • Provides a better cash management
  • Simplifies monthly accounting routines- Purchase gets directly debited to the savings/current account.
  • No fear of over spending –spend up to the limit in the bank account
  • All transaction appear on your bank statement
  • The Visa Debit Card can be used for transactions/payments done through the internet (VbV sites only)


Instructions to NDB card holders

When you receive your card and PIN;

  • Activate your card by calling our 24/7 customer service line (+94112448888) or through the NDB NEOS Mobile Banking application.
  • If you are travelling overseas, please contact our customer service to enable an uninterrupted experience with your NDB Debit Card.


Dispute Management

Click here to access Online dispute form


Debit Card Tariffs

                 Debit Card Tariff 
Fee Type Visa Classic PRV PRVS PRVS +
Card Issuance  (Instant Cards) LKR 900/- FOC FOC FOC
Card Replacement Fee  LKR 900/- LKR 900/- LKR 900/- FOC
Personalized Card issuance Fee LKR 1,500/- LKR 1,500/- FOC FOC
Annual Fee LKR 750/- LKR 750/- FOC FOC
PIN replacement  LKR 250/- LKR 250/- FOC FOC
Cash withdrawal from NDB ATMs LKR 5/- LKR 5/- LKR 5/- LKR 5/-
Balance inquiry NDB ATMs FOC FOC FOC FOC
Mini Statement from NDB ATM (with Printed slip) LKR 10/- LKR 10/- LKR 10/- LKR 10/-
Cash withdrawal from Lanka Pay LKR 30/- LKR 30/- LKR 30/- LKR 30/-
Balance inquiry from Lanka Pay LKR 7.50/- LKR 7.50/- LKR 7.50/- LKR 7.50/-
Cash withdrawal from overseas ATMs       USD 5 USD 5 USD 5 USD 5
Balance inquiry from overseas ATMs   LKR 100/- LKR 100/- LKR 100/- LKR 100/-
Daily Transaction Limit
Type Visa Classic PRV PRVS PRVS +
Daily ATM withdrawal limit          LKR 200,000/- LKR 200,000/- LKR 250,000/- LKR 250,000/-
Daily purchase limit (POS / Online) LKR 400,000/- LKR 500,000/- LKR 750,000/- LKR 750,000/-



Exchange rates for overseas / foreign currency transaction billing:
All foreign currency transactions will be converted using the prevailing USD / LKR exchange rate maintained by the respective card schemes, In the case of transactions in foreign currencies other than USD, the transaction will be converted into US Dollars by the card scheme ( i.e. VISA, MasterCard etc.) before being converted to the billing currency. In order to mitigate local exchange rate movements an additional amount (up to 4.5%) will be added to the rate at the time of billing.

Fuel Surcharge fee : 

1% of the transaction value is applicable for fuel transactions as per card scheme guidelines.

General daily transaction limit of the card will be applicable for overseas transactions also except for the following countries.
UAE /Oman / India /Japan / Malaysia - Rs. 100,000/- ( Per Week)