Dreams do become a reality, yours shouldn’t be an exception.

If your last 12 months business turnover is less than Rs. 50 Mn. you can enjoy the services provided by NDB Business Banking. We offer business loans within 7 days up to LKR10 Mn. whilst offering you a range of specialized features.

Special Features

Current Accounts

Savings & Investments

Trade Finance

Complete suite of Trade Products and Services for your Business

  • Import Letters of Credit (LC)

Documentary Collections

  • Documents against payment (DP)
  • Documents against acceptance (DA)
  • Import Finance Facilities

For settlement of bills under import letter of credits or collection bills under DP, including import duty content as applicable.

  • Packing Credit Loans for Exporters
  • Export Bill Negotiation and Bill collections
  • Shipping Guarantees

Take possession of goods upon shipment arrival without waiting for original bill of lading. Allows you to start your sales process quickly without delay.

Project Loans & Re-finance schemes

NDB has been working with businesses in the SME sector for over 30 years, acting as an apex agency to channel credit lines from international sources, and financing over 150,000 projects directly and indirectly. No one understands the special needs of SME's better than we do.

Purpose of Loan

  • Business Expansion – Purchase of commercial lands / Machinery & Equipment / Other Fixed Assets
  • Asset Replacement – Replacement of existing Machinery / Equipment / Other Fixed Assets
  • Re-payment Period - Up to 07 Years
  • Re-Finance Schemes – ADB, e-friends II revolving, Saubhagya, Kapruka

Small Business & Micro Loans

“DIVIARUNA “- Micro Finance - Empowering livelihoods at grass root level

“DIVIARUNA” is the micro finance initiative of NDB Business Banking aimed at livelihood development, Empowerment and capacity building initiatives targeted to bring the marginalized and the forgotten into the Banking stream.

Digital Banking

With NDB digital banking you can simply access the following services at your fingertips.

NDB Mobile Banking for individuals

  • Balance Inquiry
  • Fund Transfers to own accounts / other accounts with NDB
  • Fund Transfers to other bank accounts
  • NDB & Other Bank Credit Card Payments
  • Mobile Re-Loads & pay to mobile
  • Utility bill payments


For more details Please visit our nearest branch , Call our customer service hotline on 0112 448888 Or email to biz.ndb@ndbbank.com