| Service Charges |
| Service charge for balances below minimum |
NONE |
| |
| Passbook Re-placement |
LKR 250 |
| |
| Closure of Savings accounts |
LKR 250 |
| Charges for Minor Savings accounts closed on special Approval (attaining 18 no charges) |
LKR 1,000 |
| |
| Minimum monthly average balance |
LKR 10,000 |
| Service charge per month for balances below minimum |
LKR 300 for individual & LKR 500 for business |
| |
| Cheque Books |
25 and 50 leaf cheque books.
10 leaf cheque books available for special cases |
LKR 15.00 per cheque leaf |
| Corporate |
LKR 15.00 per cheque leaf |
| Personal Account |
LKR 15.00 per cheque leaf |
| Counter cheque leaf for CA (per leaf) |
LKR 50 per trxn |
| |
| STOP PAYMENTS |
| Charges per stop payment instruction |
LKR 1, 500 if funds not suffucient- 500 if not sufficient |
| Loss of 25 leaves cheque book |
LKR 1,500 |
| Loss of 50 leaves cheque book |
LKR 1,500 |
| Stop payment Cancellation |
LKR 500 |
| Extension of stop payment instructions |
LKR 1,000 |
| |
| CHEQUE RETURNS |
Cheque returns on customer's account (drawn on the Bank) due to lack of funds,ENR
|
LKR 1,500 - RD & 500 for ENR |
| Sweep-In/out Charges (Set up charges) |
|
| Corporate |
LKR 1,000 |
| Personal |
LKR1, 000 |
| Monthly Charge - Corporate |
LKR 1,000 |
| Monthly Charge - Personal |
LKR 100 |
| |
| Closure of Current accounts |
LKR 1,000 / lkr 500 for volintary closure |
| |
| ADDITIONAL COPIES OF STATEMENTS |
| Daily Statement |
LKR 1,500( per month) |
| Weekly Statements |
LKR 750 (per month) |
| Via- email |
LKR 500 (per month) |
| Copy statements (per monthly statement) |
| within 6 months |
LKR 250(per month) |
| Over 06 Months |
LKR 400(per month) |
| |
| Balance Confirmations (To Embassies, Auditors and other institutions) |
LKR 500(per month) |
| |
| |
| Inward Remittances |
| REMITTANCE IN FOREIGN CURRENCY CREDITED TO LKR/FCY ACCOUNTS OR PAID IN LKR |
| Basic Rate |
0.10% |
| Corporate Customers |
| LKR |
Min. LKR 600- Max. LKR 3,000 |
| FCY |
Min. USD 5 - Max. USD 25 |
| |
| Non-Customers |
| LKR |
Min. LKR 600 - Max. LKR 3,000 |
| FCY |
Min. USD 5 - Max. USD 25 |
| |
| Personal Customers |
| LKR |
Min. LKR 500 - Max. LKR 1,500 |
| |
| REMITTANCES TO NRFC, RFC AND RNNFC A/CS (Personal customers) |
USD 5 |
| |
| CHEQUES, TRAVELER'S' CHEQUES AND BANK DRAFTS CREDITED TO NRFC, RFC AND RNNFC A/CS (Personal customers) |
| |
| If purchased |
Upto USD 5,000 or equivalent - Immediate credit (no discount).
Commission |
USD 5 flat |
| |
| Over USD 5,000 or equivalent - immediate credit (discount between 10-21 days - depending on currency and Drawee Bank) |
Discount rate (from Treasury)+ USD 10 |
| |
| FCY Chqeues/Drafts On collection |
Flat USD 5 |
| |
| FCY - Cheque collection Returns |
|
| Irrespective of account type |
LKR 1,000 or USD 10 |
| |
| OUTWARD REMITTANCES |
| |
| DRAFTS |
| Customers |
LKR 750 |
| Non customers |
LKR 1,500 |
| FCY Accounts |
USD 10 |
| Cancellation / Re-issue of Draft |
LKR 600 or USD 5 + re issue cost |
| Draft reported stolen / lost - Stop payment |
LKR 1,800 OR USD 15 |
| |
| MAIL TRANSFERS AND PAY ORDERS |
| commission - customers |
LKR 500 |
| commission - non-customers |
LKR 1,000 |
| Cancellation Or lost - Stop Payment (Irrespective of client) |
LKR 500 |
| Postage - If mailed by the Bank - customers |
LKR 50 |
| Postage - If mailed by the Bank - non-customers |
LKR 75 |
| If additional documents are enclosed |
LKR 200 |
| |
| Payment via SLIPS |
LKR 200 |
| Payment Via RTGS |
LKR 1,000 |
| |
| TELEGRAPHIC TRANSFERS |
| Basis rate |
|
| Customers - 0.1% |
Min. LKR 1,200 - Max. LKR 4,000 |
| Non customers - 0.1% |
Min. LKR 2,500 - Max. LKR 5,000 |
| FCY Accounts - 0.1% |
Min. USD 15 - Max. USD 50 or equevelant in LKR |
| |
| Telex / Transmission cost per message (SWIFT cost) |
|
| Customers |
LKR 1,250 |
| Non customers |
LKR 2,500 |
| FCY Accounts |
USD 12 |
| |
| TRAVELER'S CHEQUES |
| Issuance |
| Commission - customer - 1.5% of face value |
LKR 750 |
| Non customer - 1.5% of face value |
LKR 1,500 |
| |
| Encashment |
| Customer - 0.5% of face value |
LKR 600 or USD 5 |
| Non customer - 0.5% of face value |
LKR 1,200 or USD 10 |
| |
| Re-encashment of Traveler's Cheques purchased from the Branch/ Bank |
No commission |
| |
| FOREIGN CURRENCY NOTES |
| Issuance |
| Commission |
1% |
| Customer |
LKR 360 or USD 3 |
| Non customer |
LKR 720 |
| |
| Encashment |
| In LKR - |
no commission |
| If credited to a LKR A/c |
no commission |
| If credited to a Foreign Currency A/c |
NIL |
| |
| Debit card (new) |
LKR 22.50 PER MAONTH |
| Debit card replacement |
|
| ATM Withdrawal charge |
|
| |
| Joining fee |
CLASSIS LKR 1500, GOLD 2,500 |
| Annual Fee |
Classic LKR 1600, Gold LKR2600 |
| |
| Fees & Commissions |
| Facility Arrangement Fees - Overdrafts |
| » Security Backed |
LKR 1000 |
| » Clean Basis |
none |
| |
| Early Settlement Fees |
| » Residential Housing |
4% Capital outstanding |
| » Vehicle Loans |
4% of capital outstanding |
| |
| LC Commission |
| » LC Opening Fee & commission |
0.25% per quarter |
| » LC Negotiation Charges, etc… |
0.1% of bill value |
| |
| Shipping Guarantees |
0.5% per month |
| |
| Bank Guarantees |
2% per annum |
| |
| Acceptance |
0.25% of the bill value |
| |
| * Last updated on
2012-09-18 |
