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Home » Rates » Interest Rates On Advances
Interest Rates On Advances

Description Min. rate as at
2013-05-26
Max. rate as at
2013-05-26
Others as at
2013-05-26
Auto Finance      
» Leasing 20.0%  27.0%   
» Loans 23.0%  25.0%   
Home Loans 16.0%  16.0%   
Pawning 19.5%  20.0%   
Personal Loans 19.25%  23.0%   
» Non secured 19.5%  23.0%   
Share backed Facilities      
» Margin trading 18.0%  21.0%   
» Overdraft 18.0%  21.0%   
 
» Morgage backed      
Credit Cards  22.0%  24.0%   
Lending to Small & Medium Scale Industries (SMEs)      
» Long Term Lending 16.0%  22.0%   
» Short Term Lending 18.0%  22.0%   
 
US Dollar Loans to Exporters      
Export Bill Finance - Rupee Facilities      
Import Bill Finance - Rupee Facilities 15.0%  20.0%   
Overdrafts      
» Permanent 18.0%  21.0%   
» Temporary 18.0%  29.0%   
 
Refinance Schemes
Southern Province Rural Economic Advancement Project (SPREAP) Revolving Loan Scheme [DASUNA Revolving Loan Scheme] N/A  10.5 % (Fixed Rate)  N/A 
SMILE II Revolving Loan Scheme N/A  AWDR+ 5% p.a.   
 
SMEDEF N/A  Market Rates   
 
Central Bank Refinance Schemes
 
i. Agriculture & Animal Husbandry 
  » Tea Development Project (Revolving fund)- (TDPRF) N/A  9.0 % (Fixed Rate)   
 
ii. Small & Medium Enterprises Sector
    » Saubagya Loan Scheme N/A  9.0 % (Fixed Rate)  N/A 
    » Pibidena Uthura Loan Scheme  N/A  9.0 % (Fixed Rate)  N/A 
    » Special Credit Line for Eastern Province  N/A  9.0 % (Fixed Rate)  N/A 
 
* Last updated on 2013-02-26