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Home » Rates » Interest Rates - Local Currency
Interest Rates - Local Currency
Fixed Deposits (Interest At Maturity)
Period Rate P.A. Minimum Amount (Rs)
1 Month 6.50% 100,000
3 Months 7.50% 10,000
6 Months 8.50% 10,000
1 Year 9.00% 10,000
2 Years 10.00% 10,000
3 Years 11.25% 100,000
4 Years 12.25% 100,000
5 Years 13.25% 100,000
     
Savings Deposits
Deposit Type Interest Rate P.A. Minimum initail deposit (Rs)
Regular Savings 4.50% 5,000
Savings Premium 5.00% 250,000
Special 5.00% 1,000
Flexi Savings 4.00% 5,000
Vishmitha Savings 4.50% 2,000
Saving Star
                      1,000 - 15,000
                      15,001 - 25,000
                      25,001 - 50,000
                      50,001 and above
  1,000
4.00%  
4.50%  
5.75%  
7.25%  
Premium Plus
                      0 - 25,000
                      25,001 - 50,000
                      50,001 - 500,000
                      500,001 - 1,000,000
                      1,000,001 & above
  50,000
3.00%  
4.25%  
5.25%  
6.75%  
7.50%  
Minors' Savings
                      Up to 100,000
                      Above 100,000
  1,000
8.00%  
9.00%  
     
Annual Effective Rate
Deposit Type Nominal Rate Effective Rate
1 Month 6.50% 6.70%
3 Months 7.50% 7.68%
6 Months 8.50% 8.68%
1 Year 9.00% 9.00%
2 Years 10.50% 10.00%
3 Years 11.25% 10.18%
4 Years 12.25% 10.48%
5 Years 13.25% 10.70%
Savings Deposits 4.50% 4.60%
Minors' Savings ( Up to 100,000) 8.00% 8.32%
Minors' Savings ( Above 100,000) 9.00% 9.42%