| Fixed Deposits (Interest At Maturity) |
| Period |
Rate P.A. |
Minimum Amount (Rs) |
| 1 Month |
6.50% |
100,000 |
| 3 Months |
7.50% |
10,000 |
| 6 Months |
8.50% |
10,000 |
| 1 Year |
9.00% |
10,000 |
| 2 Years |
10.00% |
10,000 |
| 3 Years |
11.25% |
100,000 |
| 4 Years |
12.25% |
100,000 |
| 5 Years |
13.25% |
100,000 |
|
| |
|
|
| Savings Deposits |
| Deposit Type |
Interest Rate P.A. |
Minimum initail deposit (Rs) |
| Regular Savings |
4.50% |
5,000 |
| Savings Premium |
5.00% |
250,000 |
| Special |
5.00% |
1,000 |
| Flexi Savings |
4.00% |
5,000 |
| Vishmitha Savings |
4.50% |
2,000 |
Saving Star
1,000 - 15,000
15,001 - 25,000
25,001 - 50,000
50,001 and above
|
|
1,000 |
| 4.00% |
|
| 4.50% |
|
| 5.75% |
|
| 7.25% |
|
Premium Plus
0 - 25,000
25,001 - 50,000
50,001 - 500,000
500,001 - 1,000,000
1,000,001 & above
|
|
50,000 |
| 3.00% |
|
| 4.25% |
|
| 5.25% |
|
| 6.75% |
|
| 7.50% |
|
Minors' Savings
Up to 100,000
Above 100,000
|
|
1,000 |
| 8.00% |
|
| 9.00% |
|
|
| |
|
|
| Annual Effective Rate |
| Deposit Type |
Nominal Rate |
Effective Rate |
| 1 Month |
6.50% |
6.70% |
| 3 Months |
7.50% |
7.68% |
| 6 Months |
8.50% |
8.68% |
| 1 Year |
9.00% |
9.00% |
| 2 Years |
10.50% |
10.00% |
| 3 Years |
11.25% |
10.18% |
| 4 Years |
12.25% |
10.48% |
| 5 Years |
13.25% |
10.70% |
| Savings Deposits |
4.50% |
4.60% |
| Minors' Savings ( Up to 100,000) |
8.00% |
8.32% |
| Minors' Savings ( Above 100,000) |
9.00% |
9.42% |
|
| |
|
|
