| Fixed Deposits (Interest At Maturity) |
| Period |
Rate P.A. |
Minimum Amount (Rs) |
| 1 Month |
16.00% |
100,000 |
| 3 Months |
17.50% |
10,000 |
| 6 Months |
18.00% |
10,000 |
| 12 Months |
18.50% |
10,000 |
| 24 Months |
18.00% |
10,000 |
| 36 Months |
17.00% |
100,000 |
| 48 Months |
17.00% |
100,000 |
| 60 Months |
20.00% |
100,000 |
|
| |
|
|
| Savings Deposits |
| Deposit Type |
Rate P.A. |
Minimum Amount (Rs) |
| Regular Savings |
7.50% |
5,000 |
| Savings Premium |
8.50% |
250,000 |
| Special |
6.50% |
1,000 |
| Flexi Savings |
6.00% |
5,000 |
| Vishmitha Savings |
7.00% |
2,000 |
| Minors' Savings ( Up to 100,000) |
9.50% |
1,000 |
| Minors' Savings ( Above 100,000) |
10.50% |
1,000 |
|
| |
|
|
| Annual Effective Rate |
| Deposit Type |
Nominal Rate |
Effective Rate |
| 1 Month |
16.00% |
17.23% |
| 3 Months |
17.50% |
18.68% |
| 6 Months |
18.00% |
18.81% |
| 12 Months |
18.50% |
18.50% |
| 24 Months |
18.00% |
16.62% |
| 36 Months |
17.00% |
14.73% |
| 48 Months |
17.00% |
13.85% |
| 60 Months |
20.00% |
14.87% |
| Savings Deposits |
7.50% |
7.78% |
| Minors' Savings ( Up to 100,000) |
9.50% |
9.96% |
| Minors' Savings ( Above 100,000) |
10.50% |
11.07% |
|
| |
|
|
