kd.yj;a; uy;d kS;sfõ§ Wmdêh yd kS;sfõoh ms<sn`oj mYapd;a Wmdêh Wiq,kq ,nk w;r fld<U úYajúoHd,fha kS;s mSGfha wdrdê; lÓldpd¾hjrfhl= yd úNd. mÍËljrfhl= f,i o lghq;= lrkq ,nhs' 2008 ckjdß udifha§ NDB nexl=fõ iNdm;sOQrhg m;aùug fmr uqo,a yd l%uiïmdok wud;HxYfha kS;s yd nexl= lghq;= ms<sn`o fþHIaG WmfoaYljrfhl= f,i kd.yj;a; uy;d lghq;= lrkq ,eîh' tfukau Tyq Y%S ,xld uy nexl=fõ ysgmq ksfhdacH wêm;sjrfhl= f,i uynexl= wêm;sjrhd fjkqjg" uQ,H uKav,fha úOdhl wOHCI jrhd yd tys iNdm;sjrhd f,i lghq;= lrkq ,enqfõo kd.yj;a; uy;dh' uyck nexl=fõ 38 jirl fiajd ld,hlska wk;=rej tys úOdhl wOHCIjrhd f,io lghq;= l< Tyq úúO Wiia ;k;=re .Kkdjla fydnjd we;' ol=kq iy kef.kysr wdishdkq rgj,a yd ´iafg%S,shdj fukau kjiS,ka;h we;=¿ rgj, nexl= lghq;= kshdukh lrkq ,nk nexl= iqmßËljrekaf.a tl;=j jk SEANZA ys iNdm;sjrhd jyfhka o kd.yj;a; uy;d lghq;= lrkq ,eîh' uef,aishdfõ msysá .sksfldkÈ. wdishdkq uy nexl= m¾fhaIK yd mqyqkq wdh;k i|yd kS;s WmfoaYljrfhl= jyfhka o lghq;= lr we;s Tyq ;dhs,ka;fha msysgkq ,enQ Asia-Pacific Rural and Agricultural Credit Association wdh;kfha jHjia:duh yd kS;suh fr.=,dis ia:dms; lsÍfuys,d lemS fmfkk fufyjrla bgq lf<ah' ,xld nexl=j Y%S ,xld Kh f;dr;=re ld¾HxYh Y%S ,xld úksuh yd iq/l=ïm;a fldñIka iNdj hk wdh;kj, iNdm;sjrhd f,i lghq;= lr we;s Tyq Y%S ,xld rCIK uKav,fha idudðlfhl= yd NDB nexl=fõ wOHCIjrfhl= f,io lghq;= lr we;' fï jkúg kd.yj;a; uy;d NDB nexl=fõ iNdm;sOQrh orkq ,nhs'

jr,;a .Kldêldßjrekaf.a ixiofha idudðlfhl= jk ri,a ã fu,a uy;d jir  29 la ld,hla NDB nexl=fõ fiajh lrk we;s w;r wdh;ksl nexl= fCIA;%fha Tyqg yi, w;aoelSï ,nd we;' NDB nexl=fõ wdh;ksl nexl= lghq;= wxYfha ksfhdacH iNdm;sjrhd f,i Tyq lghq;= lrkq ,nQ Tyq jHdmD;s uQ,H lghq;=" jdKscH nexl= lghq;=  yd wdh;ksl nexl= lghq;= fukau l,ukdlrk f;dr;=re hk fËa;% ms<sn`oj o Tyq iqúfYaIs l=i,;djhla fmkajkq ,nhs' j;auka ;k;=rg fmr wjOdkï l<ukdlrK wxYfha m%Odkshd f,i o  lghq;= lrkq ,nqfõ ri,a ä fu,a uy;dhs'

isx.¾ YS% ,xld iud.fï iNdm;s jYfhka yd fr.aksiaa ,xld" ndgd iud.u" fldu¾I,a ,Sisx yd *iaÜ lemsg,a hkdÈ iud.ï /il by,u ;k;=re bis¨ wuriQßh uy;df.a odhl;ajh NDB l<uKdldß;ajh ;=, lemS fmfka' Tyq ;=, mj;sk jHdmdßl w;aoelSï u; NDB nexl=j bÈßhg f.k hk lKavdhug Wr§ isák Tyq wdishdkq l,dmSh yd weursldkq isx.¾ cd;Hka;r wdh;kfha ksfhdacH iNdm;sjrfhl= f,i lghq;= lr ,enQ cd;Hka;r w;aoelSï j,skao msßmqkah'

Brandix Lanka Limited ys iuQy uQ,H wOHCIjrhd f,i lghq;= lrk chfialr uy;d iuQyfha ish`M uQ,H lghq;= ms<sn`o j.lSu Wiq,kq ,nhs' Aitken Spence & Co ys iuQy uQ,H wOHCIjrhd f,i lghq;= l< Tyq tu iuQyh ;=< l<uKdlrK uKav, wOHCIjrhd we;=`M ;k;=re /ila orkq ,eîh'

wka;¾cd;sl nexl= lghq;= ms<sn`oj o yi, w;aoelSï we;s chfialr uy;d nyf¾ka ys Arab Bank Limited yd fld<U Deutsche Bank ys o lghq;= lr we;' Y%S ,xld jr,;a .KldêldÍjrekaf.a ix.ufha yd tlai;a rdcOdksfha jr,;a .KldêldÍjrekaf.a ix.ufha o Tyq idudðlfhls'

wkqr isßj¾Ok uy;d le,Ksh úYaj úoHd,fhka ffcj úoHd Wmdêhla o Y%S chj¾Okmqr úYaj úoHd,fhka l<uKdlrK mIapd;a Wmdêhla o ,nd isà' Tyq Y%S ,xld wf,úlrK wdh;kh" Y%S ,xld Ôj úoHd wdh;kh iy Y%S ,xld úoHdNsj¾Ok ix.uh we;=¿ ixúOdk .Kkdjl idudðlfhls' isßj¾Ok uy;d iajdëk rEmjdyskS fiajfha ysgmq iNdm;sjrhd iy m%Odk úOdhl ks,Odßhd o fõ' keIk,a äjf,dmaukaÜ nEkala mSt,aiS ys wOHlaIjrhl= jYfhka jk j;auka ;k;=rg wu;rj isßj¾Ok uy;d iuqmldr iy wNHka;r fj<| lghq;= wud;HdxYfha f,alïjrhd f,i o lghq;= lrhs'

lsud,s m%kdkaÿ uy;añh kS;s{jßhla jk w;r tlai;a rdcOdksfha ,skalka bka wdh;kfha kS;h ms,sn`o neßiag¾jßhlss' tlai;a rdcOdksfha ,kavkfhys London School of Economics wdh;kfhys kS;sfõ§ ^f.!rj& Wmdêh ,o weh Y%S ,xldfõ mYapd;a l<ukdlrK Wmdê wdh;kfhys (PIM) udkj iïm;a l<ukdlrKh ms<sn| mYapd;a Wmdê iy;sl m;% mdGud,dj id¾:l f,i yodrd we;'

Y%S ,xldfjys iy c¾uksfhys nexl= jHdmdrh ;=< 21 jirlg jeä m<mqreoaola we;s m%kdkaÿ uy;añh uq,ska *%Ekala*¾Üys fvdhsIa nexl=fjys fiajh fldg miqj iagEkav¾â pd¾gâ nexl=jg iïnkaO jQjd h' 2008 ud¾;= ui§ wOHlaIjßhl f,i mEka taIshd nexl=jg tla jQ weh 2009 jk f;la tys m%Odk úOdhl ks,Odßksh f,i lghq;= l<d h' fï jk úg weh keIk,a äjf,dmaukaÜ nEkala mSt,aiS iy t,a' î' *skEkaia mSt,aiS hk wdh;kj, wOHlaIjßhl f,i fiajh lrk w;r fjdag¾ia tÊ wdh;kfha wOHlaIjßhla iy l<ukdlrK lñgq idudðldjla o fõ'

ir;a úl%ukdhl uy;d jr,;a .KldêldÍjrfhls' n¾ñhqvdj mokï lr .;a cd;Hka;r nexl=jla jk ng¾*S,aâ nexl=fjys (Butterfield) jir 19la fiajfhys fhÿKq Tyq tys úOdhl WmiNdm;s ;k;=rg f;aÍ m;a úh' kej; Y%S ,xldjg meñKs miq Tyq hQkshka weIqjrkaia iud.fï m%Odk úOdhl ks,Odßhd f,i lghq;= lrk w;r" 2002 § Y%S ,xld rlaIK ix.ufha iNdm;sjrhd f,i o lghq;= lf<a h' keIk,a äjf,dmaukaÜ nEkala  mSt,aiS wdh;kfha wOHlaIjrfhl= f,i bgq lrk ld¾h Ndrhg wu;rj úl%ukdhl uy;d AVIVA NDB rlaIK iud.fï" PC yjqia mSt,aiS iy NDB AVIVA fj,a;a uefkaÊukaÜ ,sñgâ hk wdh;kj, o wOHlaIjrfhla f,i lghq;= lrhs

uqo,a iy l%u iïmdok wud;H;=udf.a  ks¾foaYh wkqj pkaød talkdhl uy;añh NDB nexl=fõ  wOHlaI uKaav,hg m;ajQjdh' weh 1984 isg YS% ,xld mßmd,k fiajfha ks<OdßKshla f,i lghq;= lrkakSh' ±kg weh uqo,a yd l%uiïmdok wud;HdxYfha cd;sl .sKqï fomd¾;fïka;=fõ wOHCI fckrd,a ;k;=frys lghq;= lrhs' óg fmr weh uyd NdKavd.dßfha wOHCI - uqo,a lghq;=" rCIK md,l" w;sf¾l wOHCI - Ndysr iïm;a iy fj<| fomd¾;fïka;=fõ wOHlaI fckrd,a hk ;k;=re ord we;' wdfhdack  ls%hdud¾. iïnkaOfhka úis y;r jirlg wdikak m<mqreoaola weh i;=h' weh le<Ksh úYaj úoHd,fha  úoHdfõ§ úfYaI WmdêOdßKshla jk w;r YS% ,xld mYapd;a Wmdê l<uKdlrK wdh;kfha jHdmdr mßmd,k mYapd;a WmdêOdßKshla o fjhs' tfiau pkaød talkdhl uy;añh ixj¾Ok ie,iqï l%ufõohka ms<sn|j iy cd;Hka;r in|;d iy wd¾Ósl ixj¾Ok hk úIhhka ms<sn| ämaf,daudOdßKshla o jkakSh'

m;srf.a uy;d fid*aÜf,dðla iud.ï iuQyfha l<uKdldr wOHCIljrhd f,i tys wdrïNfha mgkau lghq;= lf<ah' Tyq 2000 jif¾ § iud.fï iNdm;s Oqrhg m;ajqkq w;r hqksfjdal¾ia iy fid*aÜf,dðla *skEkaia mS't,a'iS fyj;a lemsg,a ÍÉ ,Sisx f,i óg fmr ye¢kajq iud.ï j, iNdm;s Oqrh o ±Íh' óg fmr Tyq wdisß frday,a iuQyfhys iy tys  ;j;a wkq wdh;k lsysmhlu iNdm;s iy l<uKdldr  wOHlaIl Oqrhkays o lghq;= lr we;' m;srf.a uy;d ;u jD;a;Sh ðú;h wdrïN lrk ,oafoa YS% ,xldfõ m%uqL fmf<a iud.ulsks' YS% ,xldfõ f;dr;=re ;dlaIK lafIa;%fha iy jHdmdßl lafIa;%fha by< l<uKdldÍ;ajfha jir úis mylg wêl w;a±lSï ta uy;d i;=h'

iqÔj rdcmCI uy;d jr,;a .KldêlrK iud.ula jk BDO ys l<uKdldr wOHCIljrfhl= f,i jir úis y;l w;a±lSï we;af;ls' ta uy;d YS% ,xld jr,;a .Kldêlrejkaf.a wdh;kfha úfYaI iqÿiqlï,dNsfhl= jk w;r YS% chj¾Okmqr úYaj úoHd,fha jHdmdr mßmd,kh ms<sn|j mYapd;a WmdêOdßfhl= o fjhs' j¾;udkfhys rdcmCI uy;d YS% ,xld jr,;a .Kldêlrejkaf.a wdh;kfha Wm iNdm;s Oqrh orK w;r  ol=Kq wdishdkq .Kldêlrejkaf.a ix.ufha Wm iNdm;s Oqrho orhs' ;jo  YS% ,xld ls%lÜ iy 2011 f,dal ls%lÜ l=i,dk ;rÕdj,sfha NdKaavd.dßl Oqrh o fynjQfhah' fndfyda f.!rjkSh ;k;=re ord we;s ta uy;d YS% ,xldfõ m%uqL fmf<a  uq,H iud.ulg ;u fiajh ,ndfok fï wjia:dj jk úg;a Tyq YS% ,xldfõ .KldêlrK iy ú.Kk m%ñ;s md,k uKaav,fha o idudðlfhls'