NDB home loan is the ideal product to choose if you are looking for a loan to construct, ready purchase, add on an extension, and improve your home or even to purchase a land of your own to build a house.

With a maximum repayment period of up to 20 years (for land purchase loans the maximum period is 15 years) based on your date of retirement at a loan amount starting from a minimum of Rs. 100,000/- and reaching a maximum to suit your budget, age and repayment capacity.

You have the choice of structuring the loan to suit your repayment capacity and repay the loan by means of a pay sheet deduction carried out by your employer or any other mode of payment acceptable to the bank.

With equated loan installments and the ability to mortgage the property being purchased, used for construction or provide any other security acceptable to the bank an NDB home loan is the correct choice for you.

Home Construction
If you already own a land on which you wish to build your dream home NDB Bank will assist you by providing 100% of the Construction Cost, subject to a maximum of 75% of the bank’s valuation of your property.

Home Purchase
Have you come across the house of your dreams and do you need assistance to purchase it? Then turn to a NDB home loan and get up to 80% of the bank’s valuation of the property as a loan to purchase your future home.

Home Extension
Are you still pondering on how to manage adding an extension to your house? Select an NDB home loan and get the funds needed (100% of the Construction Cost) subject to a maximum of 75% of the bank’s valuation on your property, to suit your requirement.

Home Improvement
Opt for an NDB home loan and get up to 100% of the Improvement Cost, subject to a maximum of 75% of the bank’s valuation of your property to add that extra bit of personal touch that will make your home your castle.

Land Purchase Loan
Have you laid eyes on the land that you see as the location for your future home and are you looking at means of purchasing it? NDB Bank with its home loan options provides you the means, subject to a maximum 70% of the bank’s valuation of the property, to make your vision a reality.

NRSL Loan
NDB Bank offers Non Resident Sri Lankans, with permanent employment contracts abroad and earning a minimum salary equivalent to Rs. 50,000/-, an opportunity to obtain an NDB home loan for the purchase, construction, or improvement of a house. You can obtain a loan starting from a minimum amount of Rs. 500,000/- subject to a maximum repayment period of 5 years.

Apply Online Now!