NDB home loan is the ideal product to choose if you are looking for a loan to construct,
ready purchase, add on an extension, and improve your home or even to purchase a land of
your own to build a house.
With a maximum repayment period of up to 20 years (for land purchase loans the maximum
period is 15 years) based on your date of retirement at a loan amount starting from
a minimum of Rs. 100,000/- and reaching a maximum to suit your budget, age and repayment
You have the choice of structuring the loan to suit your repayment capacity and repay the
loan by means of a pay sheet deduction carried out by your employer or any other mode of payment
acceptable to the bank.
With equated loan installments and the ability to mortgage the property being purchased, used for
construction or provide any other security acceptable to the bank an NDB home loan is the correct choice
If you already own a land on which you wish to build your dream home NDB Bank will assist
you by providing 100% of the Construction Cost, subject to a maximum of 75% of the
bank’s valuation of your property.
Have you come across the house of your dreams and do you need assistance to purchase it?
Then turn to a NDB home loan and get up to 80% of the bank’s valuation of the property
as a loan to purchase your future home.
Are you still pondering on how to manage adding an extension to your house?
Select an NDB home loan and get the funds needed (100% of the Construction Cost)
subject to a maximum of 75% of the bank’s valuation on your property, to suit
Opt for an NDB home loan and get up to 100% of the Improvement Cost,
subject to a maximum of 75% of the bank’s valuation of your property to add that
extra bit of personal touch that will make your home your castle.
Land Purchase Loan
Have you laid eyes on the land that you see as the location for your future home and are
you looking at means of purchasing it? NDB Bank with its home loan options provides you
the means, subject to a maximum 70% of the bank’s valuation of the property, to
make your vision a reality.
NDB Bank offers Non Resident Sri Lankans, with permanent employment contracts abroad and
earning a minimum salary equivalent to Rs. 50,000/-, an opportunity to obtain an NDB home
loan for the purchase, construction, or improvement of a house. You can obtain a loan
starting from a minimum amount of Rs. 500,000/- subject to a maximum repayment period of
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