| NDB Bank Credit Cards offers you absolute peace of mind, security and convenience. |
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| The Benefits |
- 45 days interest free credit
- Balance Transfer option
- Low interest rate
- Chip enabled security
- Cash advances through any VISA ATM locally and Internationally
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| To be Eligible |
You need to be at least 18 years of age with a minimum monthly income of Rs.20,000/- (Net) (Fixed Income should be 75% of the Gross Income and maximum 25% considered for Variable Income). |
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| » If Salaried |
- Certified copy of a Pay Slip or a letter addressed to the Bank by the employer, confirming the salary details
- Proof of billing
- National Identity card/Driving Licence/Passport copy
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| » If Self Employed |
- Copy of business registration (BR) /Valid Trade License
- Copies of Bank statements for last 6 months
- Last 2 years audited Financials by a auditor or Income Tax Returns or Certified Auditors certificate
- Letter from the Financial Controller/Accountant
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| » Existing Current and Savings Account holder of NDB Bank |
- Account maintained over a minimum of 12 months
- Min. Avg. balances of LKR 25,000 per month
- Credit limit equal to the average balance of last 12 months, subject to maximum ceiling of LKR 500K
- Recommendation of Branch Manager/Regional Manager
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| » Existing Fixed Deposit holder of NDB Bank |
- Account maintained over a minimum of 12 months
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| Download Terms & Conditions
Download Credit Card Application Form (* Please sign each page)
Code of Conduct for Credit Card Operations
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| Joining Fees |
| Gold Card |
Rs. 3000 |
Rs. 2000 |
| Classic Card |
Rs. 2000 |
Rs. 1500 |
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| Annual Fees |
| Gold Card |
Rs. 2000 |
Rs. 1500 |
| Classic Card |
Rs. 1500 |
Rs. 1000 |
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| Credit Card Interest Calculation Method , Card Dispute Resolution |
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| How to Use Them Wisely |
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