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Business Class

Open a Business Class current account and maintain an average monthly balance of Rs. 500,000 to enjoy the following privileges

• Free Cheque Books (Unlimited)
• 25% Discount on
• Pay Orders and Draft issuance
• Manual Salary Transfers
• E-Windows Monthly Charge (Full Module)
• Standing Order Set-Up fee waived off.
• Letters of Credit at 0.175%
• Collection Bills at 0.125%
• Outward TT Payments at 0.1%
• A Business Loan facility up to LKR 10 Million within 7 days.
• Free Business Banking Credit Card with a credit limit up to 10% of the loan limit(joining & first year annual fee waived off)
• Dedicated Relationship Manager

T & C Apply

Business Premier

Open a Business Class current account and maintain an average monthly balance of Rs. 5,000,000 to enjoy the following privileges

• Letters of Credit - issuance commission waived off (Free of Charge)
• Unlimited Branded cheque book's - Free of Charge
• Foreign Drafts & Pay Order Issuance – Free of Charge
• Collection bills at 0.125% (Min LKR 2,000/-)
• TT payments at LKR 2,500 Flat charge
• Digital Banking (E-Windows full model) Free of Charge
• Dedicated Trade Counter at Trade Department
• Inward cheque return charges waived off
• Credit Card Joining & annual fee waived off for Directors of Business Premier accounts
• Dedicated relationship manager

T & C Apply

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• Savings Accounts
• Easy Saver - Maintain a minimum balance of just Rs. 1,000 to earn interest with the flexibility of unlimited withdrawals.
• Big Saver - Maintain a minimum balance over Rs. 50,000 to earn high interest with flexibility of unlimited withdrawals.
• Money Market Saver - Maintain a minimum balance over Rs. 1,000,000 to earn ultra-high interest with flexibility of unlimited withdrawals. Interest calculated daily and credited monthly with flexibility of unlimited withdrawals.

• Investments NDB Savings Planner

“The simplest way to achieve your financial goals."




NDB Savings planner lets you choose the amount you save per month for a period most suitable for you to reach your financials goals in life.

• Guaranteed interest rate
• Savings plans ranging from LKR 250,000 up to LKR 10 million.
• Option to select a saving period of 2-10 years.
• Ability to start a plan with a large deposit and continue the savings planner (in multiples of 100,000) and make a lesser monthly commitment


• Fixed Deposits

Open a Fixed Deposit with minimum investment of Rs. 100,000 for 1, 36, 48 or 60 months duration and Rs. 10,000 for a 3, 6, 12 or 24 month deposits.

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Complete suite of Trade Products and Services for your Business

• Import Letters of Credit (LC)
• Documentary Collections
• Documents against payment (DP)
• Documents against acceptance (DA)
• Import Finance Facilities

For settlement of bills under import letter of credits or collection bills under DP, including import duty content as applicable.

• Packing Credit Loans for Exporters
• Export Bill Negotiation and Bill collections
• Shipping Guarantees

Take possession of goods upon shipment arrival without waiting for original bill of lading. Allows you to start your sales process quickly without delay

Unique Value Added Services for Trade Clients with Supply Chain Finance

• Post Dated Cheque Management Service
• Do you sell goods on credit and in-turn receives dated cheques from your clients? With this service, you can hand over the cheques to the bank and bank will sort, securely warehouse and clear it for you on due date.
• No Deposit Slips. Flexibility for value date extensions and cheque replacements if needed.
• Offered Free of Charge (FOC) for NDB import customers.
• Trade Receivable Finance
• Do you sell on credit to large companies? Obtain immediate funding against your trade receivables with NDB trade receivable finance
• Buyer Finance
• Arrange financing for your key customers / distributors with NDB and increase your sale while ensuring payment security.

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• NDB has been working with businesses in the SME sector for over 30 years, acting as an apex agency to channel credit lines from international sources, and financing over 150,000 projects directly and indirectly. No one understands the special needs of SME's better than we do.
• Purpose of Loan
• Business Expansion – Purchase of commercial lands / Machinery & Equipment / Other Fixed Assets
• Asset Replacement – Replacement of existing Machinery / Equipment / Other Fixed Assets
• Re-payment Period - Up to 07 Years
• Re-Finance Schemes – ADB, e-friends II revolving, Saubhagya, Kapruka

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With NDB digital banking you can simply access the following services at your fingertips.

E- Windows platform for Companies / Businesses

• On line opening of Import LC issuance and amendment
• Balance Inquiry
• View Cheque Status
• SLIPS & RTGS Payments
• Utility bill payments