NDB Bank specializes in helping customers grow. Therefore whatever sector, and at whatever
stage of growth your business is in, we have the industry knowledge and financial expertise
to optimize your finances, and help your business thrive.
Your project loan from NDB Bank would be tailored to suit your business, taking into
consideration its own unique needs and business cycles. Long term loans can be structured
to finance start up projects, expansions, relocations, management buy outs (MBO's), balance
sheet restructuring etc.
In addition, NDB Bank can offer the unique advantage of combining the resources of the
entire group to structure the most appropriate package of financial services to supplement
your project loan.
NDB Investment Bank, the NDB Group's investment banking subsidiary has structured several
securitisation for various industries. The Bank based on its own credit guidelines participates
by way of subscriptions to securitisation instruments of selected securitisation exercises. This
is an important product of the NDB Bank's project finance division.
NDB's project finance has the capacity and capability to act as a service provider for local
and global financial institutions in the area of project evaluation and project implementation by
utilizing the highly skilled professional staff of Project Finance.
How to apply for a loan
There is no standard application form to fill when applying for project-based finance
from NDB. This is because each project and its need are unique. To enable us to assess
the viability of a proposal, we need information under the headings listed below.
Having this information ready for us will help us to process your application faster.
1. Sponsors background
The business experience and other background information of the principal sponsors.
2 Information on sectors/markets
Sector Market description (including: structure, market share, industry growth
rate, borrower's competitive position, outlook for company) Justification for projected
market position, sales plan distribution cost and availability of transport, tariffs,
quotas and the affect of any changes in regulation on proposed project, competition/competitive
3. Detailed description of the proposed business
Production process, location and site/land ownership, production facilities, utilities/infrastructure,
raw materials, manpower, production forecasts, development/implementation programme, proposed board of
Estimated project cost in local and foreign currencies contingency and working capital assumptions
Potential co-investors, proposed financing plan, basis of debt/equity split, project profitability
with the assumptions used, sensitivities, break-even analysis, financial rates of return, financial
information of the sponsor should be given for a minimum of 3 years.
6. Additional information for existing businesses
Historical background, present status and latest financial statements
For more information contact Sumith Peiris - 011 2347912